Student Loans in Raleigh, NC

Looking to refinance your student loans in Raleigh, NC? Local credit unions offer competitive rates and personalized support to help you save money and manage your payments with ease. Compare offers from trusted community lenders and find the best fit for your financial goals.

Raleigh’s credit unions understand your unique needs and provide flexible terms designed to lighten your student loan burden. Take advantage of hometown expertise and affordable options so you can focus on what matters most—building your future with confidence.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
centra
1.95 - 17.64 %
∞
revfcu
1.95 - 17.64 %
∞
marinefederalhb
1.99 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
credithuman
4.25 - 12.99 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Centra's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 60 days ago. The Undergraduate student loan (fixed) ranges from 1.95% to 17.49% , also unchanged from 7 and 30 days ago and lower than 30 and 60 days ago.

Rev's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.19% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% thirty days ago and 2.89% to 14.97% sixty days ago. Marine's undergraduate student loan (fixed) has a range of 1.99% to 17.49% APR today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The career training loan (fixed) is 1.99% to 17.64% APR, down from 2.19% to 17.64% seven days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days.

🏦 Local Lenders in Raleigh, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wake County, NC

✅COASTAL FEDERAL CREDIT UNION
✅R T P FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST FLIGHT FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WELCOME FEDERAL CREDIT UNION
✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION

Compare other loan types in Raleigh, NC

Why compare Student Loans in Raleigh, NC on LendMesh

If you’re exploring credit union student loan refinancing options in Raleigh, NC, taking the time to compare multiple lenders can make a real difference. LendMesh lets you easily review and contrast offers, helping you find competitive rates and terms that suit your needs. Keep browsing and comparing to uncover better deals that can save you money over the life of your loan.

Consider subscribing to LendMesh for personalized alerts tailored to your refinancing goals. Simply set your target rate, and we’ll notify you as soon as offers in Raleigh drop below that mark. With weekly or monthly updates packed with expert insights and curated loan deals, you’ll stay informed and ready to act—just like thousands of smart borrowers who trust LendMesh to keep them ahead.

Customers are also interested in:

Credit Union Student Loan Refinancing