Student Loans in Utica, NY 13502

Looking for the best student loan rates in Utica, NY? You're in the right place. Compare offers from local lenders who understand your needs and provide flexible options designed to fit your budget and goals.

Whether you’re starting college or continuing your education, finding the right loan can make all the difference. Explore competitive rates and personalized support from trusted Utica lenders to confidently invest in your future.

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4.74 - 15 %

∞

5.99 - 9.99 %

∞

6.25 - 14.5 %

25 Yrs

∞

6.49 - 13.4 %

20 Yrs

∞

6.75 %

15 Yrs

∞

6.75 - 13.25 %

∞

7.5 - 10.02 %

∞

7.75 - 18 %

25 Yrs

∞

8.1 - 8.25 %

∞

9.5 %

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. North Country's Undergraduate Variable Rate Loan has an APR range of 5.99% to 9.99% , while the Undergraduate Fixed Rate Loan ranges from 6.14% to 8.64% . The Fixed Rates Refinance loan shows no change in its APR range of 5.99% to 9.99% compared to 7, 30, and 60 days ago.

Digital's Variable Rate Student Loans have APRs ranging from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans show rates between 4.75% and 10.5% , with no change from 7 or 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from 30 and 60 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, both steady over the past 30 and 60 days. The Student Loan Refinance program has fixed and variable rates ranging from 6.74% to 7.74% APR, also unchanged from 30 and 60 days ago.

United Nations has an Education Loan (fixed) with a 6.75% APR today. This rate is unchanged from 7 and 30 days ago. The Summit's Undergraduate Variable Rate Loan has an APR range of 6.75% to 11.25% , unchanged from both 7 and 30 days ago. The Graduate Fixed Rate Loan shows rates between 8.2% and 13.2% , also steady compared to 7 and 30 days prior. Dupaco Community's student loans with variable rates ranging from 7.5% to 9.75% and fixed rates from 7.77% to 10.02% . Both the variable and fixed rates are unchanged from 30 and 60 days ago.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago. Quorum's Loan–Undergraduate Private Education Line–of–Credit has a fixed APR of 9.5% today. There is no rate change data available for 7 or 30 days ago.

🏦 Local Lenders in Utica, NY

UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION — 2812 GENESEE ST UTICA NY 13502
UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION — UTICA POLICE DEPTFCU UTICA NY 13502
FIRST SOURCE FEDERAL CREDIT UNION — 1634 GENESEE ST UTICA NY 13502
FIRST SOURCE FEDERAL CREDIT UNION — 50 AUERT AVE UTICA NY 13502
EMPOWER FEDERAL CREDIT UNION — 1928 GENESEE ST UTICA NY 13502
AMERICU CREDIT UNION — 224 N GENESEE ST STE 3 UTICA NY 13502

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🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION

✅RT FEDERAL CREDIT UNION

✅ACCESS 5579 CREDIT UNION

✅MOHAWK VALLEY FEDERAL CREDIT UNION

✅AMERICU CREDIT UNION

✅ONEIDA COUNTY FEDERAL CREDIT UNION

✅SPECIAL METALS FEDERAL CREDIT UNION

✅UTICA GAS ELECTRIC EMP CREDIT UNION

✅FIRST SOURCE FEDERAL CREDIT UNION

✅ROME FEDERAL CREDIT UNION

✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION

✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

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