Student Loans in Paramus, NJ

If you’re in Paramus, NJ and looking to lower your student loan payments, comparing refinancing offers is a smart first step. Finding the best rates can save you money and help you pay off your loans faster without the hassle.

Our local experts understand the unique needs of Paramus students and families. We make it easy to explore flexible repayment options tailored just for you—giving you the confidence to take control of your student debt and plan for a brighter future.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
americanheritagecu
1.95 - 17.64 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.64 %
7 Yrs
university-credit-union
4.74 - 15 %
dcu
6.25 - 14.5 %
altra
6.49 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , unchanged from 7 and 60 days ago but up from 30 days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan–Fixed Rate has an APR range of 2.45% to 8.7% today. This rate is unchanged from 7, 30, and 60 days ago but is lower than it was 90 days ago. Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. Variable rates for both Graduate and Undergraduate loans remain at 6.75% , with no change from 7, 30, or 60 days ago. Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago.

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months.

Altra's Private Student Loans with fixed rates have an APR of 6.49% today. This rate is unchanged from 60 and 90 days ago.

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Why compare Student Loans in Paramus, NJ on LendMesh

If you’re exploring the best student loan refinancing options in Paramus, NJ, it’s smart to keep comparing lenders on LendMesh. Different lenders offer varying rates and terms, so taking time to review multiple offers can help you find a deal that fits your financial goals. LendMesh makes it easy to see a range of options side-by-side, helping you make informed choices without any pressure.

To stay on top of the latest and most affordable refinancing deals in Paramus, consider subscribing to LendMesh’s alerts. Simply set your target interest rate—say, 4% or 5%—and receive timely notifications when offers meet your criteria. Along with personalized updates, you’ll get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you secure the best refinancing opportunities with confidence.

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