Student Loans in Lowell, MA

Struggling with student loan debt in Lowell, MA? You’re not alone. Comparing local student loan offers can help you find lower rates and flexible terms tailored to your needs. Take control of your debt and plan your financial future with options designed for our community.

Local credit unions and lenders in Lowell understand your challenges. They offer personalized support and repayment plans that fit your lifestyle. Explore your student loan choices today and make managing your debt simpler, so you can focus on what matters most—your education and your goals.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
hfcu
1.95 - 17.64 %
stmaryscu
1.99 - 17.64 %
20 Yrs
scucu
2.09 - 3.48 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
university-credit-union
4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Hanscom's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 30 days ago.

St. Mary'S's an Undergraduate student loan (fixed) with rates from 1.99% to 17.49% APR, down from 2.19% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Career training loan (fixed) has the same minimum rate of 1.99% and a range up to 17.64% , also down from 2.19% to 17.64% seven days ago and 2.39% to 17.64% thirty days ago. Sharon & Crescent United's Private Student Loans have a fixed rate of 2.09% today, down from 2.64% seven days ago, while the variable rate remains steady at 3.48% . For refinancing, fixed rates range from 3.98% to 9.24% , unchanged from seven days ago but lower than 30 days ago. Variable refinancing rates are 4.19% to 9.24% , unchanged from seven days ago but slightly higher than 30 days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

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