Personal Loans in Memphis, TN

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Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Ornl s Personal loans with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has a fixed APR of 11.74% , also unchanged during these periods. Both loan types maintain steady rates without recent changes.

Liberty s personal loans with an APR of 9.59% , which has stayed the same over the past 7 and 30 days. Their line of credit and overdraft protection rate is 11.5% , up from 2.05% seven days ago but unchanged from 30 and 60 days ago. Other products like the certificate pledge and share pledge loans have rates around 2% to 2.05% , with no changes in the last 90 days. Affinity has a personal loan with an APR of 12.5% , which has stayed the same over the past 7 and 30 days. The certificate secured loan has a 2% APR, also unchanged from a week and a month ago. The Privateline overdraft protection rate is 14.25% , down from 14.75% 30 days ago but steady compared to 7 days ago.

Y–12 s an Access line of credit with an APR of 14.99% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Share secured installment loan has a steady APR of 2% , the same as both 7 and 30 days ago. Knoxville Tva Employees has a Credit builder loan variable rate and a Signature loan variable rate. The Credit builder loan has a 2.15% APR today, unchanged from 7, 30, 60, and 90 days ago. The Signature loan variable rate is 13.18% today, down from 13.42% over the past 30, 60, and 90 days but the same as 7 days ago.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent drop compared to earlier months. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.

University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
3670 HACKS CROSS RD MEMPHIS TN 38125
ATM
P2P
E-Statements
E-Signature
Assets: $622,960,885
Deposits: $16,202,766
Net Worth: $87,694,782
Employees: 128
Members: 101,681
ORION FEDERAL CREDIT UNION
7960 LOWRANCE RD MEMPHIS TN 38125
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
7166 WINCHESTER RD MEMPHIS TN 38125
ATM
Drive-Thru
P2P
E-Statements
Assets: $758,451,250
Deposits: $182,228,745
Net Worth: $237,033,751
Employees: 128
Members: 72,145
F A A FEDERAL CREDIT UNION
7974 CENTENNIAL DR MEMPHIS TN 38125
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $125,832,888
Deposits: $7,510,439
Net Worth: $20,505,677
Employees: 33
Members: 8,141

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