Personal Loans in Oak Harbor, WA 98277

Looking for the best personal loan rate in Oak Harbor, WA? Compare offers from trusted local lenders to find flexible terms and fast approvals that fit your budget. Whether it’s for home improvements or unexpected expenses, you’ll get clear options tailored to your needs.

Take control of your finances with easy-to-understand loan choices right here in Oak Harbor. By comparing rates and terms side-by-side, you can borrow confidently and support the local community. Start your search today and find the personal loan that works best for you.

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APR

Term

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8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

8.99 - 24.99 %

5 Yrs

∞

9.18 - 27.99 %

7 Yrs

$30,000

∞

9.23 - 18 %

2.1 - 7 Yrs

$25,000

∞

9.24 - 10.75 %

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , unchanged from 7, 30, and 60 days ago. Whatcom Educational has a Personal signature loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Washington State Employees has a personal line of credit with an APR of 9.18% , unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. Their personal loan rate is 10.24% APR, which has stayed steady over the past 90 days.

America'S Credit Union, A has a personal installment loan with an APR of 9.23% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Harborstone has a Personal line of credit with an APR of 10.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loan has a 9.24% APR, also unchanged during those time frames. Connexus has a personal loan with an APR of 9.49% . This rate has stayed the same over the past 7 and 30 days. There are no changes to report for this unsecured personal loan during that time.

Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Oak Harbor, WA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	32885 STATE ROUTE 20 OAK HARBOR WA 98277	⏰ Lobby M - F: 0900 - 1700 Sat: 0900 - 1300Drive Thru M - F: 0900 - 1700 Sat: 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
GLOBAL FEDERAL CREDIT UNION	650 NE MIDWAY BLVD OAK HARBOR WA 98277	⏰ Lobby and Drive-up Hours: M-F 10:00AM to 6:00PM 📞 3606795601 📠 9079296870	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $11,460,496,338 Deposits: $38,657,333 Net Worth: $1,217,007,912 Employees: 1980 Members: 767,231

🏘️ All the Lenders Available in Island County, WA

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

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