Personal Loans in Oak Harbor, WA 98277

Looking for the best personal loan rate in Oak Harbor, WA? Compare offers from trusted local lenders to find flexible terms and fast approvals that fit your budget. Whether it’s for home improvements or unexpected expenses, you’ll get clear options tailored to your needs.

Take control of your finances with easy-to-understand loan choices right here in Oak Harbor. By comparing rates and terms side-by-side, you can borrow confidently and support the local community. Start your search today and find the personal loan that works best for you.

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4.64 - 8.49 %

∞

5.25 - 18 %

1 - 4 Yrs

1,000 - $3,000

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.25 - 17.75 %

1.1 - 6 Yrs

20,000 - $25,000

∞

8.49 %

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 21.99 %

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Spokane Teachers has a Credit fit loan with an APR of 5.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Budget fit loan has a fixed APR of 18% , also unchanged during these periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Sound's personal loans with an APR of 8.25% , which has stayed the same over the past 7 and 30 days as well as 60 days. Their personal line of credit has a fixed APR of 10.7% , also unchanged from 7, 30, 60, and 90 days ago. Qualstar's personal loans with a fixed APR of 8.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Twinstar's unsecured personal loan has an APR of 8.49% today, which is lower than the 14% rate from 7 and 30 days ago but higher than the 5.25% rate from 60 days ago. The rate has dropped since last week and last month. Firefighters First has a Signature loan with an APR of 8.74% . This rate has stayed the same compared to 7, 30, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.

🏦 All Local Lenders in Oak Harbor, WA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	32885 STATE ROUTE 20 OAK HARBOR WA 98277	⏰ Lobby M - F: 0900 - 1700 Sat: 0900 - 1300Drive Thru M - F: 0900 - 1700 Sat: 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
GLOBAL FEDERAL CREDIT UNION	650 NE MIDWAY BLVD OAK HARBOR WA 98277	⏰ Lobby and Drive-up Hours: M-F 10:00AM to 6:00PM 📞 3606795601 📠 9079296870	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $11,460,496,338 Deposits: $38,657,333 Net Worth: $1,217,007,912 Employees: 1980 Members: 767,231

🏘️ All the Lenders Available in Island County, WA

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

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