Navy Federal Credit Union Oak Harbor WA: Top Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 32885 State Route 20, Oak Harbor, WA 98277. Since our establishment in 1947, we have proudly served our members with a strong commitment to community and personalized service. With over 14 million members, we strive to provide financial solutions tailored to your needs. At Navy Federal, we understand the importance of financial security. Our total assets exceed $180 billion, with total deposits amounting to $2,321,600,484. This solid foundation allows us to offer a variety of services, including auto loans, mortgages, personal loans, and credit cards. We also manage a robust portfolio of loans and leases totaling 8,384,529. Our dedicated team of 24,560 employees is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who are both committed to ensuring that our members receive the best possible service. With a net worth of $21,492,783,754 and cash on hand totaling $2,194,795,830, we are well-equipped to meet your financial needs. While members can visit us at our Oak Harbor branch for in-person assistance and support during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM official correspondence should be sent to the same address. We invite you to explore what Navy Federal Credit Union can offer you. Whether you're looking for competitive rates on loans or reliable banking services, we're here for you every step of the way. For more information or inquiries, feel free to call us at 888-842-6328 or visit our website at navyfcu.org. Join us today and experience the benefits of being part of a credit union that truly values its members!

Branch History & Mission

A Legacy of Growth

Located at 32885 State Route 20 in the heart of Oak Harbor, our branch has been a vital part of this community for decades. With the backdrop of beautiful Whidbey Island, we are not just a credit union; we are a neighbor and friend dedicated to enhancing the lives of those around us. Over the years, we have achieved significant milestones, expanding our services and member base while maintaining our core values of integrity and service. Our journey began with a small group focused on providing fair financial services. Today, with total assets exceeding $180 billion, Navy Federal stands as one of the largest credit unions in the country. We remain committed to fostering personal connections with our members and adapting to their changing needs.

Community Engagement

Our commitment extends beyond banking; it includes active participation in community outreach programs aimed at supporting local initiatives. From educational workshops to charitable contributions, we strive to uplift those around us. Collaborating with local organizations allows us to make meaningful contributions that resonate within Oak Harbor and beyond. If you're looking for a financial institution that prioritizes your needs while being deeply rooted in community values, look no further than Navy Federal Credit Union. Join us today and discover how we can help you achieve your financial goals while making a difference together! For any inquiries or assistance, feel free to reach out at 888-842-6328 or visit us online at navyfcu.org. Your journey towards better financial health starts here!

Our Mission

At Navy Federal Credit Union, our mission is simple yet profound: to serve our members by delivering exceptional financial products and services while making a positive impact on the communities we operate in. We understand that finance is about more than numbers; it's about people. Our team is dedicated to offering personalized banking solutions tailored to your unique situation whether you're seeking auto loans, mortgages, or everyday banking services. We recognize that accessibility is crucial in today's world. That's why we offer robust digital banking options alongside traditional services like drive-thru banking and ATMs available for your convenience. Our operating hours are designed to fit your busy lifestyle, with lobby hours from Monday to Saturday. While members can visit us at 32885 State Route 20, Oak Harbor, WA 98277 for all their banking needs, official correspondence should be directed to the same address.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union branch located at 32885 State Route 20 in beautiful Oak Harbor, WA! Our friendly team is ready to assist you with all your banking needs in a convenient and accessible setting. Situated near local landmarks, this branch is easy to find and offers ample parking, making it a breeze for you to drop by. While our main location is at 32885 State Route 20, please note that any official correspondence should be sent to the same address. We are proud of our commitment to accessibility, featuring ADA-compliant facilities and ramps to ensure everyone can comfortably visit us. Our operating hours are designed with your busy schedule in mind. You can stop by our lobby from Monday to Friday between 9 AM and 5 PM, or on Saturday from 9 AM to 1 PM. If you're on the go, our drive-thru service operates during the same hours, providing you with a quick way to handle transactions without leaving your vehicle. At Navy Federal Credit Union, we offer a variety of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our knowledgeable staff is here to help. Need cash? Our ATM is available for your convenience as well. If you have any questions or would like more information about our services, don't hesitate to give us a call at 888-842-6328. We look forward to welcoming you soon!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to join us at our Oak Harbor location, all you need is to meet some simple eligibility criteria. Generally, membership is open to those who are affiliated with the military, including active and retired service members, as well as their families. Even if you don't fit into these categories, you might still be eligible through various connections or community ties. For more detailed information about who can join, feel free to check out our eligibility guidelines at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is straightforward and welcoming. You can easily get started online or visit us in person at our branch located at 32885 State Route 20 Oak Harbor Wa 98277. Our friendly team is ready to guide you through the process, ensuring that you feel confident every step of the way. If you have any questions or need assistance, don't hesitate to reach out by calling us at (888) 842-6328. Joining Navy Federal Credit Union means gaining access to fantastic financial products and services tailored for your needs!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced world, having efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From card processing solutions to online payment options, we ensure that your cash flow remains steady and your customer experience is top-notch. Discover how Navy Federal Credit Union can help take your business to the next level by visiting us at 32885 State Route 20 Oak Harbor Wa 98277, Oak Harbor, WA or give us a call at (888) 842-6328. Let's work together for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we also offer comprehensive Business Banking solutions including merchant services and business loans. We know running a business requires support, and we're here to help you thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards provide more than just spending power; they offer benefits that give back. Enjoy cashback on purchases or points that can be redeemed for travel or merchandise making each transaction rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features let you manage your accounts anytime, anywhere. You can transfer money, pay bills, and check balances from the comfort of your home or while on the go. With an ATM & Cash Withdrawal Service available at our branch and throughout the network, accessing cash is quick and straightforward.

Drive-Thru Services

If you're in a hurry or prefer face-to-face interaction without leaving your car, take advantage of our Basic Drive-Thru Banking services for deposits, withdrawals, and simple transactions. It's all about making banking work for you! At Navy Federal Credit Union, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. To learn more about how we can assist you further or if you're ready to open an account, don't hesitate to reach out! Call us at (888) 842-6328, visit us at 32885 State Route 20 Oak Harbor Wa 98277, or explore our website at Oak Harbor Wa. Your financial journey starts here!

Home Financing Made Easy

When it comes to homeownership, our Mortgage Loans & Refinancing options are designed to fit your lifestyle. Whether you're buying your first home or looking to refinance for better rates, our knowledgeable staff can guide you through the process with ease.

Personal Banking Solutions

For individuals seeking to manage their everyday finances, we offer Personal Banking options that include checking and savings accounts. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with features that make banking simple and efficient. If you're considering purchasing a vehicle or need financing for one, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Personal Loans for Your Needs

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We can help you consolidate debt or cover those unforeseen costs so you can focus on what matters most.

Digital & Online Banking

Convenient Features for You

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application, you can do all this right from your smartphone. Whether you're making a purchase through mobile payments or reviewing your account statements, everything is at your fingertips.

Go Green with E-Statements

Join us in going green! Opt for e-statements to receive your account statements electronically. This not only helps the environment but also gives you instant access to your financial information without the clutter of paper statements. In today's fast-paced world, having real-time access to your finances is essential. At Navy Federal Credit Union, we strive to provide user-friendly solutions that fit seamlessly into your lifestyle. Experience banking made easy and secure today!

Security You Can Trust

We prioritize your security. With electronic signature authorization available, signing documents online is not only convenient but also safe. You can rest assured knowing that your personal information is protected with the latest security measures in place.

Financial Strength

A Growing Community

Total Share Accounts stand at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our commitment to transparency and excellence makes us a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 32885 State Route 20 Oak Harbor Wa 98277 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Focused Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $1.3192E+11 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Our flexible terms make it easy to find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. We also provide refinancing options to help you lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans available, we can help you manage your finances effectively while providing the purchasing power you need. For business owners looking for capital to grow and expand, our outstanding commercial loans total $227,844,936, ensuring that we support not just personal finance but also local businesses. To learn more about eligibility for our loan products or if you're considering refinancing options, visit our website at Navy Federal Credit Union or call us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs are, Navy Federal is here to assist you every step of the way!

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