Personal Loans in Modesto, CA

Looking for a personal loan in Modesto, CA? Compare local offers easily to find competitive rates that fit your budget and goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re just a few clicks away from smarter financing.

Our Modesto neighbors trust credit unions and banks that know the community well. Quick approvals and flexible terms mean you can get the support you need without the hassle. Start comparing today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
sffcu
4.99 - 17.99 %
0.1 - 7 Yrs
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
patelco
6.99 - 17.9 %
0.5 - 7 Yrs
$100,000
∞
firstent
7.19 - 18 %
3 - 5 Yrs
$30,000
∞
bayfed
7.49 - 8.99 %
2 - 5 Yrs
$50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
safe1
7.9 - 25.49 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MOCSE FEDERAL CREDIT UNION
1400 J ST MODESTO CA 95354
ATM
P2P
E-Statements
Assets: $410,506,581
Deposits: $33,106,388
Net Worth: $39,592,401
Employees: 68
Members: 28,790
MODESTO'S FIRST FEDERAL CREDIT UNION
430 12TH ST MODESTO CA 95354
P2P
E-Statements
Assets: $55,630,060
Deposits: $1,690,816
Net Worth: $5,648,959
Employees: 8
Members: 3,150
VALLEY FIRST CREDIT UNION
1419 J ST MODESTO CA 95354
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,035,821,856
Deposits: $140,377,170
Net Worth: $100,415,249
Employees: 171
Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

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