Personal Loans in Modesto, CA 95351

Looking to refinance your student loans in Modesto, CA? Compare offers from trusted lenders right here to find the best rates and terms that fit your budget. It’s simple, fast, and designed with your financial goals in mind.

Whether you want to lower your monthly payments or pay off debt faster, exploring personal loan options in Modesto can make a big difference. Take control of your student loans today with local support and flexible choices made just for you.

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APR

Term

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8.99 - 19.74 %

2 - 7 Yrs

500 - $10,000

∞

9 - 18 %

2 - 5 Yrs

∞

9 - 26 %

1 - 5 Yrs

$20,000

∞

9.04 - 16.04 %

1 - 5 Yrs

1,000 - $20,000

∞

9.25 - 9.5 %

3 - 5 Yrs

$25,000

∞

9.39 - 11.99 %

1 - 5 Yrs

∞

9.49 %

$25,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.5 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Modesto, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SELF-HELP FEDERAL CREDIT UNION	900 CROWS LANDING RD MODESTO CA 95351	⏰ M, Tu, Th 9-5 W 10-5 F 10-6 📞 2098091850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $2,126,239,636 Deposits: $437,357,613 Net Worth: $600,496,069 Employees: 397 Members: 129,107

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION

✅SELFHELP CREDIT UNION

✅MOCSE FEDERAL CREDIT UNION

✅MODESTOS FIRST CREDIT UNION

✅CALIFORNIA COMMUNITY CREDIT UNION

✅ROLLING F CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

Why compare Personal Loans in Modesto, CA on LendMesh

If you’re exploring the best student loan refinancing options in Modesto, CA, take your time comparing multiple lenders on LendMesh. Browsing a range of offers can help you uncover better rates and more flexible terms that fit your unique needs. There’s no rush—finding the right loan can make a big difference in your financial future, so keep exploring to make the most informed choice.

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