Personal Loans in Modesto, CA

Looking to refinance your student loans in Modesto, CA? Compare offers from trusted lenders right here to find the best rates and terms that fit your budget. It’s simple, fast, and designed with your financial goals in mind.

Whether you want to lower your monthly payments or pay off debt faster, exploring personal loan options in Modesto can make a big difference. Take control of your student loans today with local support and flexible choices made just for you.

Filters

Lender
APR
Term
Amount
Link
Info
partnersfcu
9.74 - 10.99 %
3 - 5 Yrs
lbsfcu
9.79 %
1 - 5 Yrs
$40,000
fecca
9.99 - 10.99 %
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
alturacu
9.99 - 12.49 %
2 - 5 Yrs
cafcu
9.99 - 13.99 %
altaone
10 %
6 Yrs
$25,000
blupeak
10 - 10.49 %
8 Yrs
30,000 - $75,000
gosunward
10 - 10.5 %
4.1 - 5 Yrs
valleyfirstcu
10.12 %
1 - 5 Yrs
$50,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Partners's personal loans with an APR of 9.74% today, which has stayed the same over the past 7, 30, 60, and 90 days. The repayment period depends on the loan amount, and the rate has been steady throughout this time. Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. The 24–month rate has stayed the same over the past 7 and 30 days, while the 60–month rate is steady compared to 7 and 30 days ago but lower than it was 60 and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone's Signature/personal loan has an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed steady over the past 7, 30, 60, and 90 days. Their Signature loan has a fixed APR of 10.49% , also unchanged during the same time periods.

Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SELF-HELP FEDERAL CREDIT UNION
900 CROWS LANDING RD MODESTO CA 95351
ATM
Drive-Thru
P2P
E-Statements
Assets: $2,126,239,636
Deposits: $437,357,613
Net Worth: $600,496,069
Employees: 397
Members: 129,107

🏘️ All the Lenders Available in Stanislaus County, CA

Compare other loan types in Modesto, CA

Why compare Personal Loans in Modesto, CA on LendMesh

If you’re exploring the best student loan refinancing options in Modesto, CA, take your time comparing multiple lenders on LendMesh. Browsing a range of offers can help you uncover better rates and more flexible terms that fit your unique needs. There’s no rush—finding the right loan can make a big difference in your financial future, so keep exploring to make the most informed choice.

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