Personal Loans in Modesto, CA 95351

Looking to refinance your student loans in Modesto, CA? Compare offers from trusted lenders right here to find the best rates and terms that fit your budget. It’s simple, fast, and designed with your financial goals in mind.

Whether you want to lower your monthly payments or pay off debt faster, exploring personal loan options in Modesto can make a big difference. Take control of your student loans today with local support and flexible choices made just for you.

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APR

Term

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10.25 - 10.75 %

5 Yrs

$40,000

∞

10.7 %

5 Yrs

$30,000

∞

10.9 %

4 Yrs

$50,000

∞

10.95 - 18 %

1 - 5 Yrs

$2,500

∞

11.35 - 19.5 %

1,500 - $25,000

∞

11.49 - 17.49 %

2 - 5 Yrs

$30,000

∞

11.49 - 18 %

0.1 - 5 Yrs

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% APR, with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Modesto, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SELF-HELP FEDERAL CREDIT UNION	900 CROWS LANDING RD MODESTO CA 95351	⏰ M, Tu, Th 9-5 W 10-5 F 10-6 📞 2098091850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $2,126,239,636 Deposits: $437,357,613 Net Worth: $600,496,069 Employees: 397 Members: 129,107

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION

✅SELFHELP CREDIT UNION

✅MOCSE FEDERAL CREDIT UNION

✅MODESTOS FIRST CREDIT UNION

✅CALIFORNIA COMMUNITY CREDIT UNION

✅ROLLING F CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

Why compare Personal Loans in Modesto, CA on LendMesh

If you’re exploring the best student loan refinancing options in Modesto, CA, take your time comparing multiple lenders on LendMesh. Browsing a range of offers can help you uncover better rates and more flexible terms that fit your unique needs. There’s no rush—finding the right loan can make a big difference in your financial future, so keep exploring to make the most informed choice.

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