Personal Loans in Modesto, CA 95350

Struggling with unsecured debt in Modesto, CA? Compare personal loan offers from local lenders who understand your community and financial needs. Finding the right debt consolidation loan can ease your monthly payments and help you regain control.

Take a moment to explore low-rate options from trusted Modesto banks and credit unions. With quick approvals and flexible terms, you can choose a loan that fits your budget and start fresh without the hassle.

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APR

Term

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8.99 - 19.74 %

2 - 7 Yrs

500 - $10,000

∞

9 - 18 %

2 - 5 Yrs

∞

9 - 26 %

1 - 5 Yrs

$20,000

∞

9.04 - 16.04 %

1 - 5 Yrs

1,000 - $20,000

∞

9.25 - 9.5 %

3 - 5 Yrs

$25,000

∞

9.39 - 11.99 %

1 - 5 Yrs

∞

9.49 %

$25,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.5 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Modesto, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
THE GOLDEN 1 CREDIT UNION	2001 MCHENRY AVE STE F MODESTO CA 95350	⏰ Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00 📞 9167322926 📠 9163637064	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $19,582,379,014 Deposits: $777,140,260 Net Worth: $2,041,864,607 Employees: 2082 Members: 1,132,440
ORGANIZED LABOR CREDIT UNION	2112 MCHENRY AVE MODESTO CA 95350	⏰ 9-4:30 Monday 10-3:30 Tuesday-Wednesday 10-4:30 Thursday 9:30-5:30 Friday 📞 2095278731 📠 2095274035	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM E-Statements	Assets: $35,884,587 Deposits: $3,515,862 Net Worth: $3,364,321 Employees: 6 Members: 3,437
VALLEY FIRST CREDIT UNION	1005 W ORANGEBURG AVE MODESTO CA 95350	⏰ Monday - Friday 8:00AM - 6:00PM Saturday 9:00AM - 2:00PM 📞 2095498500 📠 2095794120	ATM Services Only Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,035,821,856 Deposits: $140,377,170 Net Worth: $100,415,249 Employees: 171 Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION

✅SELFHELP CREDIT UNION

✅MOCSE FEDERAL CREDIT UNION

✅MODESTOS FIRST CREDIT UNION

✅CALIFORNIA COMMUNITY CREDIT UNION

✅ROLLING F CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

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