Personal Loans in Modesto, CA

Struggling with unsecured debt in Modesto, CA? Compare personal loan offers from local lenders who understand your community and financial needs. Finding the right debt consolidation loan can ease your monthly payments and help you regain control.

Take a moment to explore low-rate options from trusted Modesto banks and credit unions. With quick approvals and flexible terms, you can choose a loan that fits your budget and start fresh without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
partnersfcu
9.74 - 10.99 %
3 - 5 Yrs
lbsfcu
9.79 %
1 - 5 Yrs
$40,000
fecca
9.99 - 10.99 %
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
alturacu
9.99 - 12.49 %
2 - 5 Yrs
cafcu
9.99 - 13.99 %
altaone
10 %
6 Yrs
$25,000
blupeak
10 - 10.49 %
8 Yrs
30,000 - $75,000
gosunward
10 - 10.5 %
4.1 - 5 Yrs
valleyfirstcu
10.12 %
1 - 5 Yrs
$50,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Partners's personal loans with an APR of 9.74% today, which has stayed the same over the past 7, 30, 60, and 90 days. The repayment period depends on the loan amount, and the rate has been steady throughout this time. Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. The 24–month rate has stayed the same over the past 7 and 30 days, while the 60–month rate is steady compared to 7 and 30 days ago but lower than it was 60 and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone's Signature/personal loan has an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed steady over the past 7, 30, 60, and 90 days. Their Signature loan has a fixed APR of 10.49% , also unchanged during the same time periods.

Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
THE GOLDEN 1 CREDIT UNION
2001 MCHENRY AVE STE F MODESTO CA 95350
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440
ORGANIZED LABOR CREDIT UNION
2112 MCHENRY AVE MODESTO CA 95350
ATM
E-Statements
Assets: $35,884,587
Deposits: $3,515,862
Net Worth: $3,364,321
Employees: 6
Members: 3,437
VALLEY FIRST CREDIT UNION
1005 W ORANGEBURG AVE MODESTO CA 95350
ATM
P2P
E-Statements
E-Signature
Assets: $1,035,821,856
Deposits: $140,377,170
Net Worth: $100,415,249
Employees: 171
Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

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