Personal Loans in Merced, CA

Looking for the best personal loans in Merced, CA? Compare offers from trusted local lenders with quick approval and flexible terms that fit your budget. Whether it’s for home improvements or unexpected bills, you’ll find options designed for your needs.

Save time and money by exploring a variety of loan choices right here in Merced. Our friendly network of credit unions and banks makes it easy to find affordable rates and trustworthy service, so you can focus on what matters most.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
coastccu
12 %
5 Yrs
$50,000
lafcu
12 %
4 - 5 Yrs
5,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
orangecountyscu
12.5 - 17.99 %
1 - 5 Yrs
1,000 - $5,000
calcoastcu
12.88 %
1 - 5 Yrs
$30,000
skyone
13.5 - 13.99 %
$50,000
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
sdccu
15.5 %
0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast has a Secured signature loan with a 3% APR today, unchanged from 7 and 90 days ago but lower than 60 days ago when it was 14.5% . Their Signature loan has a 12.88% APR now, steady compared to 7 and 60 days ago but higher than 90 days ago at 10.88% .

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in Merced, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL EMPLOYEES CREDIT UNION
755 E YOSEMITE AVE STE A MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $4,694,027,564
Deposits: $386,491,316
Net Worth: $637,040,985
Employees: 582
Members: 377,842
MERCO CREDIT UNION
1911 M ST MERCED CA 95340
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCO CREDIT UNION
815 W 18TH ST MERCED CA 95340
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1935 M ST MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $784,986,177
Deposits: $94,946,671
Net Worth: $87,250,117
Employees: 133
Members: 49,435

🏘️ All the Lenders Available in Merced County, CA

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