Personal Loans in Merced, CA

Looking for the best personal loans in Merced, CA? Compare offers from trusted local lenders with quick approval and flexible terms that fit your budget. Whether it’s for home improvements or unexpected bills, you’ll find options designed for your needs.

Save time and money by exploring a variety of loan choices right here in Merced. Our friendly network of credit unions and banks makes it easy to find affordable rates and trustworthy service, so you can focus on what matters most.

Filters

Lender
APR
Term
Amount
Link
Info
starone
10.25 - 10.75 %
5 Yrs
$40,000
∞
vccuonline
10.7 %
5 Yrs
$30,000
∞
certifiedfed
10.9 %
4 Yrs
$50,000
∞
sesloc
10.95 - 18 %
1 - 5 Yrs
$2,500
∞
usccreditunion
11.35 - 19.5 %
1,500 - $25,000
∞
cusocal
11.49 - 17.49 %
2 - 5 Yrs
$30,000
∞
nuvisionfederal
11.49 - 18 %
0.1 - 5 Yrs
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% , with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Merced, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL EMPLOYEES CREDIT UNION
755 E YOSEMITE AVE STE A MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $4,694,027,564
Deposits: $386,491,316
Net Worth: $637,040,985
Employees: 582
Members: 377,842
MERCO CREDIT UNION
1911 M ST MERCED CA 95340
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCO CREDIT UNION
815 W 18TH ST MERCED CA 95340
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1935 M ST MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $784,986,177
Deposits: $94,946,671
Net Worth: $87,250,117
Employees: 133
Members: 49,435

🏘️ All the Lenders Available in Merced County, CA

✅MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅EDUCATIONAL EMPLOYEES CREDIT UNION
✅MERCO CREDIT UNION
✅TRAVIS CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION

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