Personal Loans in San Jose, CA

Looking for a low interest personal loan in San Jose, CA? Compare offers from trusted lenders near you to find rates that fit your budget and terms that work for your lifestyle. It’s easy to get started and see your options side by side.

Whether you need cash for an emergency, debt consolidation, or a big purchase, local lenders in San Jose provide fast approvals and friendly service. Take control of your finances today by comparing personal loan options tailored to your needs.

Filters

Lender
APR
Term
Amount
Link
Info
starone
10.25 - 10.75 %
5 Yrs
$40,000
vccuonline
10.7 %
5 Yrs
$30,000
certifiedfed
10.9 %
4 Yrs
$50,000
sesloc
10.95 - 18 %
1 - 5 Yrs
$2,500
usccreditunion
11.35 - 19.5 %
1,500 - $25,000
cusocal
11.49 - 17.49 %
2 - 5 Yrs
$30,000
nuvisionfederal
11.49 - 18 %
0.1 - 5 Yrs
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% , with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
CITIZENS EQUITY FIRST CREDIT UNION
171 BRANHAM LN STE 12 SAN JOSE CA 95136
ATM
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409

🏘️ All the Lenders Available in Santa Clara County, CA

Compare other loan types in San Jose, CA

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