Personal Loans in Bakersfield, CA

Looking for a personal loan in Bakersfield, CA? Compare offers from trusted local banks to find flexible terms that fit your needs. Whether it’s for an emergency or a big purchase, you deserve a loan that works for you.

Get quick, clear loan options tailored to Bakersfield borrowers. By comparing rates and terms nearby, you can secure affordable financing with confidence and support from lenders who understand your community.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
coastccu
12 %
5 Yrs
$50,000
lafcu
12 %
4 - 5 Yrs
5,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
orangecountyscu
12.5 - 17.99 %
1 - 5 Yrs
1,000 - $5,000
calcoastcu
12.88 %
1 - 5 Yrs
$30,000
skyone
13.5 - 13.99 %
$50,000
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
sdccu
15.5 %
0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast's Secured signature loan has a 3% APR today, unchanged from 7 and 30 days ago but down from 14.5% sixty days ago. The Signature loan rate is 12.88% APR now, steady over the past 7, 30, and 60 days, though it's higher than 10.88% ninety days ago.

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in Bakersfield, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
VALLEY STRONG CREDIT UNION
3901 MOUNT VERNON AVE BAKERSFIELD CA 93306
ATM
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

Compare other loan types in Bakersfield, CA

Why compare Personal Loans in Bakersfield, CA on LendMesh

If you’re searching for banks that offer personal loans in Bakersfield, CA, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side-by-side, helping you spot better deals and lower rates without any pressure. Taking a little extra time to shop around can make a big difference in finding a loan that fits your budget and goals.

To stay on top of the latest loan offers, consider subscribing to LendMesh’s alerts. Simply set your preferred interest rate—whether it’s 4%, 5%, or another target—and receive timely notifications when deals fall below that threshold. You’ll also get expert insights and weekly or monthly updates on rate trends and hand-picked loan offers, helping Bakersfield borrowers make informed choices with ease.

Customers are also interested in:

Banks That Offer Personal Loans