Personal Loans in Chula Vista, CA

Looking for the best low rate personal loans in Chula Vista, CA? Compare offers from trusted local lenders to find affordable rates and terms that fit your budget. Whether it's for home improvements, debt consolidation, or emergencies, you’re just a few clicks away from smart, flexible financing.

Chula Vista residents deserve loan options that feel personal and straightforward. By comparing multiple lenders here, you can secure fast approvals and clear terms without the hassle. Start your search today and see how easy it is to find a loan that works for you and your community.

Filters

Lender
APR
Term
Amount
Link
Info
starone
10.25 - 10.75 %
5 Yrs
$40,000
∞
vccuonline
10.7 %
5 Yrs
$30,000
∞
certifiedfed
10.9 %
4 Yrs
$50,000
∞
sesloc
10.95 - 18 %
1 - 5 Yrs
$2,500
∞
usccreditunion
11.35 - 19.5 %
1,500 - $25,000
∞
cusocal
11.49 - 17.49 %
2 - 5 Yrs
$30,000
∞
nuvisionfederal
11.49 - 18 %
0.1 - 5 Yrs
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% , with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Chula Vista, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
1450 EASTLAKE PKWY CHULA VISTA CA 91915
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
SAN DIEGO COUNTY CREDIT UNION
2280 OTAY LAKES RD CHULA VISTA CA 91915
ATM
P2P
E-Statements
E-Signature
Assets: $10,004,354,199
Deposits: $536,922,463
Net Worth: $1,799,741,526
Employees: 857
Members: 429,218
CALIFORNIA COAST CREDIT UNION
1741 EASTLAKE PKWY STE 104 CHULA VISTA CA 91915
ATM
P2P
E-Statements
E-Signature
Assets: $3,416,059,406
Deposits: $275,923,684
Net Worth: $445,315,261
Employees: 564.0
Members: 208,580

🏘️ All the Lenders Available in San Diego County, CA

✅MISSION FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅CHULA VISTA CITY EMPLOYEES FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHEELHOUSE CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CALIFORNIA COAST CREDIT UNION
✅CABRILLO CREDIT UNION
✅EMPLOYEES CHOICE FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅BLUPEAK CREDIT UNION
✅MYPOINT CREDIT UNION
✅ESCONDIDO FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅EAST COUNTY SCHOOLS FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅DIXIES FEDERAL CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION

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