California Coast Credit Union Chula Vista CA | Best Auto Loans & Business Banking

Introduction

Welcome to California Coast at 1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915! As a trusted member of the community since 1929, we pride ourselves on providing exceptional financial services tailored to your needs. With over 206,000 members and total assets exceeding $3.4 billion, we are committed to making your banking experience personal and rewarding. At California Coast, we understand that every member's financial journey is unique. That's why our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we offer merchant services and business loans designed to support your growth. Our leadership team, including CEO Todd Lane and Board President Steve McMahon, works tirelessly to ensure you receive the best possible service. With a dedicated staff of 556 employees, we're here to guide you through every step of your financial decisions. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915-2032. With total deposits of $210 million and cash in hand amounting to $23.5 million, you can trust that your finances are secure with us. We encourage you to reach out via phone at (858) 495-1600 or explore our website at calcoastcu.org for more information about how we can assist you today! Join us in building a brighter financial future together!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are an integral part of the Chula Vista community. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Whether it's supporting local schools or participating in community events, California Coast is dedicated to making a positive impact. While members can visit us at our branch location for personalized service during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM official correspondence should be sent to our mailing address: 1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915-2032.

Join Us

As we look ahead, we invite you to become part of the California Coast family. Experience firsthand how we can assist you with personal banking needs like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. With convenient ATM access available for quick transactions and no drive-thru service needed at this location, your financial journey starts here. Join us today and discover the benefits of being a member of California Coast! For more information or to open an account online, visit our website or give us a call at (858) 495-1600. Together, let's build a brighter financial future!

Our Story

Since opening our doors more than 90 years ago, California Coast has evolved significantly. We have embraced changes in technology and member needs while maintaining our core values of trust and community support. Today, we proudly manage total assets of over $3.4 billion, reflecting the confidence our members place in us. Our mission is clear: to empower our members by offering reliable financial solutions that cater to their unique needs while fostering a sense of community. We believe that everyone deserves access to quality financial services without barriers. That's why we ensure our facilities are ADA compliant and provide innovative digital options like online banking and mobile payments for easy access to accounts anytime, anywhere.

Branch Location & Accessibility

Welcome to California Coast's Otay Ranch branch, conveniently located at 1741 Eastlake Pkwy Ste 104 in Chula Vista, CA. Our branch is situated near popular local spots, making it easy for you to stop by during your day. Whether you're heading to the nearby shopping center or enjoying a leisurely afternoon at the park, we're here to support your banking needs. At California Coast, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. Plus, there's ample parking available right outside, so you can visit us without any hassle. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM, providing plenty of opportunities for you to come in and chat with our friendly staff. If you have questions or need assistance outside of these hours, feel free to call us at 858-495-1600. We also offer ATM services, so you can manage your cash withdrawals and balance checks whenever it suits you. While you're here, you'll discover a variety of banking services tailored just for you whether it's personal checking and savings accounts, auto loans, mortgage options, or even business banking solutions. And don't forget about our online and mobile banking features that make managing your finances even easier! If you need to send official documents or correspondence, please note that our mailing address is the same as our branch: 1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915-2032. We invite you to come visit us at California Coast's Otay Ranch branch. Our team is eager to help you achieve your financial goals!

Member Eligibility

At California Coast, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible for membership. We also embrace those with family members who are already part of our credit union family. Joining means you gain access to a range of benefits designed to enhance your banking experience and help you achieve your financial goals. To get started, just visit us at our branch located at 1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915, or give us a call at 858-495-1600. For more detailed information on eligibility requirements, check out our website at http://www.calcoastcu.org/membership-benefits/. Once you're ready to open an account, you can conveniently do so online by following this link: https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to accept payments seamlessly from customers be it online or in-store. Our tools make it easier for you to manage sales, track inventory, and ensure customer satisfaction, allowing you to focus on what you do best: running your business. Located at 1741 Eastlake Pkwy Ste 104 Chula Vista Ca 91915 in Chula Vista, CA, we're here to help you navigate your financial journey. Contact us at (858) 495-1600 to learn more about how our business banking services can empower your enterprise!

Comprehensive List Of Services

Business Banking Options

If you're running a business or planning to start one, California Coast has got you covered as well! Our business banking services include merchant services that simplify payment processing and business loans that support growth initiatives. We understand the unique challenges businesses face and aim to provide customized financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking capabilities, ensuring that managing your finances fits seamlessly into your life. From accessing ATM services for cash withdrawals to checking account balances on the go our digital tools are here to support you every step of the way.

Personal Banking Solutions

Our personal banking services are tailored for everyday needs. With options like checking and savings accounts, we make it easy for you to manage your finances. Imagine having quick access to your money through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. For those dreaming of owning a car or needing an upgrade, our auto loans and vehicle financing options make the process straightforward. We help guide you through each step, ensuring you understand all your choices. If you're considering buying a home, our mortgage loans and refinancing services can help turn that dream into reality no matter if you're a first-time buyer or looking to lower your existing payments.

Support for Your Financial Goals

Life can sometimes lead to unexpected expenses. That's where our personal loans come in handy. Whether it's for debt consolidation or covering an emergency cost, we provide flexible terms that align with your situation. For those who love rewards, consider our credit cards with benefits designed to enhance your purchasing power while earning you points for future rewards. It's all about making your money work harder for you.

Visit Us Today!

We invite you to explore all these offerings at California Coast, located at 1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915. For any inquiries or assistance, don't hesitate to call us at 858-495-1600. Discover how we can help meet your financial needs today!

Digital & Online Banking

Accessibility and Support

We strive to make banking as accessible as possible for all our members. Whether you're tech-savvy or just getting started with online banking, our services are designed to be intuitive and straightforward. If you ever have questions or need assistance, our friendly team is always ready to help at 858-495-1600. With California Coast's digital and online banking services, managing your money has never been easier or more secure!

Key Features

Our platform offers a variety of user-friendly features tailored to enhance your banking experience. Need to send money to a friend? Our person-to-person transfer option makes it easy and quick. Plus, with mobile payments available, you can make purchases directly from your smartphone without the hassle of cash or cards. Security is a top priority for us. You can rest easy knowing that we offer electronic signature authorization for your transactions, adding an extra layer of protection to your banking activities. Additionally, e-statements are available so you can keep track of your financial history without the clutter of paper. For those who prefer managing their finances on the go, our mobile application is here to help. With it, you can enjoy all the benefits of online banking while you're out and about. Download our app today and take control of your finances wherever life takes you!

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the confidence and peace of mind you deserve when it comes to your finances. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $24,022 in used auto loans and a total of $2,285,428,185 in loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to managing resources wisely while still offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of California Coast is reflected not only in numbers but also in the trust placed in us by our community. With a total of 461,358 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 1741 Eastlake Pkwy Ste 104 Chula Vista CA 91915 or call 858-495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned one, our flexible terms and competitive interest rates make it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to strengthen your existing business operations, our dedicated team is here to support you every step of the way. At California Coast, we believe that everyone deserves access to fair financing options. If you're considering refinancing any existing loans or are curious about eligibility requirements for our products, don't hesitate to reach out! You can contact us at (858) 495-1600 or visit us at 1741 Eastlake Pkwy Ste 104 Chula Vista Ca 91915, located in beautiful Chula Vista, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We provide expert guidance throughout the process to ensure you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. With no collateral required and competitive interest rates, our credit cards can help you build or rebuild your credit while providing access to funds when you need them most.

Loan Aggregator

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