Navy Federal Credit Union

Nestled in the heart of Chula Vista, the Navy Federal Credit Union branch at 1450 Eastlake Pkwy offers a welcoming space where military members, veterans, and their families can confidently manage their finances. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 4:00 p.m., this location provides convenient ATM and cash withdrawal services to keep your money accessible whenever you need it.
Renowned for some of the best auto loans and vehicle financing options, Navy Federal makes it easy to get behind the wheel with competitive rates tailored to your budget. Alongside vehicle financing, members benefit from low mortgage loans and refinancing solutions designed to help turn homeownership dreams into reality in Chula Vista.
This full-service branch also offers personal banking products such as checking and savings accounts crafted for everyday convenience, credit cards loaded with rewards, personal loans for debt consolidation, plus business banking services that support local entrepreneurs. While there’s no drive-thru service onsite, advanced online and mobile banking platforms ensure you can manage your finances anytime, anywhere.
Visit Navy Federal Credit Union at 1450 Eastlake Pkwy or call 888-842-6328 today to experience personalized guidance on top-tier auto loans and mortgage offerings tailored just for you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union located at 1450 Eastlake Pkwy, Chula Vista, CA 91915! Since our establishment in 1947, we've proudly served our members by providing reliable financial services tailored to meet their needs. With a strong commitment to our community, we have grown to support over 14 million members and manage total assets exceeding $180.8 billion. At Navy Federal, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to guide you every step of the way. Our branch offers a wide range of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We take pride in our solid financial foundation boasting total deposits of $2.32 billion, net worth of $21.49 billion, and cash reserves of $2.19 billion. This ensures that we're not only equipped to meet your needs today but also prepared for your future aspirations. While members can visit us at our Chula Vista location for personal service, official correspondence should be sent to our mailing address at 1450 Eastlake Pkwy, Chula Vista, CA 91915-1928. Whether you're looking for assistance with a loan or want to open a new account, our friendly staff is eager to help you achieve your financial goals. Feel free to reach out by calling us at 888-842-6328 or stop by during our lobby hours from Monday to Friday between 9 AM and 6 PM, and Saturday from 9 AM to 4 PM. Join us at Navy Federal Credit Union today where your financial success is our priority! Explore more about what we offer on our website: Navy Federal.

Branch History & Mission

Our Mission

At Navy Federal Credit Union, our mission is clear: we are dedicated to serving those who serve. We strive to provide exceptional service that empowers our members to achieve their financial goals. This includes ensuring accessibility through digital advancements such as online banking and mobile applications. Our ADA-compliant facilities make it easy for everyone to access our services. Our commitment doesn't stop at providing financial products; we actively engage in community outreach programs designed to give back and uplift those around us. Through partnerships with local organizations and initiatives focused on education and welfare, we aim to make a positive impact on the lives of our members and their families. As you consider joining us at Navy Federal Credit Union, know that you are becoming part of something larger than just a financial institution. You are joining a family committed to supporting each other through every life stage. Whether you're looking for assistance with your first auto loan or planning for retirement, we invite you to experience the benefits of membership with us. Join today by visiting our website or calling us at 888-842-6328. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call or Visit Us Today!

If you have any questions or need assistance, don't hesitate to call us at 888-842-6328. We invite you to stop by our Eastlake branch soon our team is eager to help you on your financial journey!

Convenient Access and Nearby Landmarks

While visiting us at this convenient location, you'll find yourself near popular spots like the Eastlake Village Marketplace and the scenic Otay Lake. Parking is readily available for your convenience, and our branch is designed to be accessible for everyone, including those with mobility challenges. We take pride in ensuring that all members can easily reach us.

Operating Hours

Our friendly team is ready to assist you during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. We understand that life can get busy, so we strive to offer hours that work for you.

Services Offered

At Navy Federal Credit Union, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to various loans including auto financing and mortgages, we have what you need under one roof. And if you prefer digital banking, our online and mobile services make managing your finances a breeze.

Member Eligibility

Joining the Navy Federal Credit Union family is not just about banking; it's about becoming part of a caring community that supports you every step of the way. At Navy Federal Credit Union, located at 1450 Eastlake Pkwy Chula Vista Ca 91915, we welcome those who share a common bond, whether you are an active duty service member, a veteran, or a family member of someone who is. We believe everyone deserves access to financial services that empower them, so our eligibility criteria are designed to be inclusive and straightforward. For detailed information on who can join us, please visit our eligibility page at https://www.navyfederal.org/membership/eligibility.html. Becoming a member opens doors to numerous benefits such as competitive rates on loans, savings accounts, and personalized service tailored just for you. The process is simple and welcoming; you can start your membership journey by opening an account online or by reaching out to us directly at (888) 842-6328. Don't hesitate to check out the account opening details here: https://mymembership.navyfederal.org/#/milestones. We look forward to having you with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance your customer experience. Imagine being able to accept payments seamlessly, whether in-store or online. Our tools help you manage sales efficiently, allowing you to focus more on what you do best running your business. Whether you're just starting out or looking to expand, Navy Federal Credit Union is here to help every step of the way. Visit us at 1450 Eastlake Pkwy Chula Vista Ca 91915 or call us at (888) 842-6328 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our branch provides comprehensive ATM and cash withdrawal services, giving you access to funds whenever necessary. With basic ATM features such as withdrawals and balance checks available at your fingertips, managing your finances has never been easier. At Navy Federal Credit Union in Chula Vista, CA, we prioritize member satisfaction by offering all these services with ease of access in mind. Don't hesitate to reach out at 888-842-6328 if you have questions or need assistance with any of our offerings. Join us today and experience the difference that comes from being part of a community-focused credit union!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our competitive auto loans and vehicle financing options make it easier for you to hit the road in style. With flexible terms and affordable rates, we help you find a loan that fits your budget. You can even apply online from the comfort of your home.

Business Banking

For small business owners, we understand how important it is to have reliable financial support. Our business banking services, including merchant services and business loans, are tailored to help you grow your enterprise efficiently.

Credit Cards with Rewards

Our credit cards with rewards are designed for those who want more from their spending. Earn points on everyday purchases and redeem them for travel, merchandise, or cash back it's like getting paid for shopping!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we offer various mortgage loans and refinancing options to help make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking

For those managing day-to-day expenses, our checking and savings accounts offer simple ways to keep your money secure while earning interest. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to pay bills, transfer money, and check balances right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, consider our personal loans and debt consolidation options. We provide straightforward terms and friendly service, making it easier for you to regain control of your finances.

Digital & Online Banking

Mobile Banking Features

For those who prefer banking on their mobile devices, our mobile application is available for download. The app allows for easy access to all your banking needs right from your smartphone. You can make mobile payments, set up person-to-person transfers, and even view e-statements when it suits you. And yes, we do offer electronic signature authorization for hassle-free document signing no need to print anything out!

Online Banking Services

Our 24/7 online banking services give you the freedom to access your accounts whenever you need. With just a visit to https://www.navyfederal.org/, you can check your balances, transfer funds, and pay bills all from the comfort of your own space. Plus, our user-friendly interface makes navigation a breeze.

Security and Convenience

Your security is our top priority. Our online and mobile platforms are equipped with advanced security features to ensure that your personal information remains safe. You can bank with confidence knowing that we take every measure to protect your data. With our digital banking services at Navy Federal Credit Union, managing your finances has never been easier or more secure. Embrace the convenience of modern banking today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your peace of mind while providing exceptional banking services. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we have $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) total $1,127,735,547. The strength of our membership is evident with 30,809,321 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1450 Eastlake Pkwy Chula Vista Ca 91915 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are dedicated to offering personalized service tailored to your business goals. At Navy Federal Credit Union in Chula Vista, CA, we strive to meet your financial needs with transparency and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For inquiries or assistance regarding our loan offerings or eligibility requirements visit our website or call us at 888-842-6328. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer various options to fit your needs and budget. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers or veterans, our team is here to guide you through every step.

Personal and Unsecured Loans

In addition to auto and mortgage loans, we also offer personal financing solutions tailored for different needs. Our flexible terms on unsecured credit card loans total $30,452,498,817, helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate existing debt into one manageable payment plan, we are committed to providing the support you need.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits to enhance your loan comparison experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results tailored to your needs. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options that meet your financial goals. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh prioritizes transparency by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers, allowing users to compare loans with confidence.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.