San Diego County Chula Vista CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to San Diego County, your trusted partner in financial success located at 2280 Otay Lakes Rd, Chula Vista, CA 91915. Since our establishment in 1938, we have been dedicated to serving our community with a range of personalized banking services designed to meet the needs of our 429,218 members. With total assets exceeding $10 billion, we pride ourselves on providing stability and reliability, making us a key player in the financial landscape. At San Diego County, we understand that your financial goals are unique. That's why we offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. In total, we have facilitated 136,284 loans and leases, demonstrating our commitment to supporting you every step of the way. Our leadership team is led by CEO Teresa Campbell and Board President Shirley Jackson, who are passionate about ensuring you receive the best possible service. With a dedicated workforce of 857 employees, we're here to help you navigate your financial journey with confidence. While members can visit us at our Chula Vista branch for all their banking needs, feel free to explore more about us online at sdccu.com. You can also reach us at 877-732-2848 for any inquiries or assistance. Join us today and experience how San Diego County can make a difference in your financial life!

Branch History & Mission

Community Focus

Being part of the community is at the core of what we do. We actively participate in outreach programs and partnerships that benefit local schools, charities, and events. This engagement not only strengthens our ties within the community but also reflects our dedication to helping those around us thrive financially and socially. As we look toward the future, our focus remains steadfast on innovation and member satisfaction. We invite you to join us on this journey. Experience the difference that a member-focused credit union can make in your life. At San Diego County, you're not just a number; you're part of a family dedicated to your financial success. Come visit us during our operating hours: M-F from 9 AM - 5 PM and Sat from 9 AM - 2 PM. Let's build your future together!

Our Mission

At San Diego County, our mission is clear: to empower our members through accessible financial services while fostering community growth and support. We understand that finances can often feel overwhelming, which is why we focus on providing personalized service tailored to each member's unique needs. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services, we strive to make financial health attainable for everyone. In addition to traditional banking services, we embrace technology to offer modern conveniences such as online banking, mobile payments, and electronic signatures. We are committed to accessibility and ADA compliance so that all members can comfortably engage with our services.

Branch Location & Accessibility

Easy Access and Amenities

At our San Diego County branch, we prioritize your convenience. Parking is readily available for those visiting us in person, and our facility is fully ADA compliant, ensuring that everyone can access our services without difficulty. While we currently do not offer drive-thru banking, our lobby hours are designed to accommodate your busy schedule. We are open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 2 PM.

Services Offered

Our branch provides a range of personal banking services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Plus, with ATM availability right here at the branch, you can easily manage cash withdrawals or check your balance at your convenience. While members can visit us at 2280 Otay Lakes Rd for all their banking needs, please note that we do not have a shared service center available at this location. If you need further assistance or have questions about our services, don't hesitate to reach out by calling us at 877-732-2848. We look forward to welcoming you into our branch and helping you with all your financial needs!

Member Eligibility

At San Diego County, we believe that becoming a member is more than just opening an account; it's about joining a community that supports your financial journey. If you're looking to become part of our family, you'll be happy to know that membership is open to anyone who lives, works, or attends school in the communities we serve. This means you could easily qualify if you're a local resident or even a student here! We offer many benefits, including competitive rates on loans and savings accounts, personalized service, and access to educational resources designed to help you make the most of your money. To get started, simply reach out to us at (877) 732-2848, or visit us at our branch located at 2280 Otay Lakes Rd Chula Vista Ca 91915. For detailed eligibility requirements and to learn more about how easy it is to open an account with us, check out our website at . Joining San Diego County means gaining access to tools and support that can help you achieve your financial goals don't miss out on being part of something special!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we also offer robust merchant services designed to simplify your payment processes. Imagine being able to accept various payment methods easily, ensuring that customers have a smooth shopping experience. Our services include credit card processing and online payment solutions, making it convenient for you to manage transactions efficiently. Visit us at 2280 Otay Lakes Rd Chula Vista Ca 91915 in Chula Vista, CA or contact us at (877) 732-2848 to learn more about how our business banking and commercial services can support your journey towards success!

Comprehensive List Of Services

Additional Financial Solutions

For those unexpected expenses or projects that require a little extra cash, our Personal Loans & Debt Consolidation services can offer the flexibility you need. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying low rates and no hidden fees.

Business Banking Options

For business owners in the community, we recognize that running a business comes with its own set of challenges. Our Business Banking services include merchant services that simplify payment processing and business loans tailored to help your company grow. We want to be your partner in success.

Convenient Access

To make banking even easier, we provide an ATM & Cash Withdrawal Service, so you can access cash whenever needed without any hassle. Our basic ATM access allows you to withdraw funds and check balances quickly and efficiently. At San Diego County, we believe that banking should fit into your life seamlessly. With features like mobile payments and person-to-person transfers available through our digital platforms, you can manage your finances on the go without missing a beat. We invite you to visit us at 2280 Otay Lakes Rd Chula Vista Ca 91915 or give us a call at (877) 732-2848 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Let us help you find the right financial solutions tailored just for you!

Personal Banking Services

In today's busy world, managing your finances should be simple and straightforward. At San Diego County, we offer various Personal Banking services, including checking and savings accounts tailored to help you meet your savings goals. Imagine having easy access to your funds whenever you need them, thanks to our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the palm of your hand. If you're considering purchasing a new vehicle or refinancing an existing one, our Auto Loans & Vehicle Financing options are designed with competitive rates that fit your budget. We also provide Mortgage Loans & Refinancing opportunities, making homeownership more accessible than ever. Whether you're buying your first home or looking to refinance for a better rate, we're here to guide you through the process.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check your account balances, transfer funds, and pay bills with just a few clicks. Our electronic signature authorization feature allows you to sign documents securely from the comfort of your own home. Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing paper clutter. If you're always on the move, our mobile application is a game-changer. It not only allows for quick access to your accounts but also supports mobile payments. You can make purchases directly from your phone without needing cash or cards in hand. And if you want to send money to friends or family instantly, our person-to-person transfer feature makes it easy and fast.

Security & Accessibility

At San Diego County, we prioritize the security of your information. Our digital banking tools are equipped with robust security measures so that you can manage your finances confidently. We aim to provide an intuitive experience that empowers you to take control of your financial journey. Whether you're checking balances during lunch or paying bills late at night, our digital services give you the flexibility and accessibility you need. Join us today and discover how easy banking can be with San Diego County!

Financial Strength

Commitment to Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,604 in used auto loans and $5,561,449,660 in total loans and leases.

Member Trust

Total Share Accounts stand at 1,011,075, showcasing a strong and growing member base that trusts us with their finances. This trust reflects our dedication to providing quality service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 2280 Otay Lakes Rd Chula Vista Ca 91915 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; unlike traditional banks, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust framework is crucial for fostering your trust as we navigate the evolving financial landscape together.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our competitive rates can make your purchase easier and more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored solutions that meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We believe that owning a home is within reach for everyone, and our experienced team is here to guide you through the process from start to finish.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options that may work for you. Our team can help assess your current situation and find ways to lower your monthly payments or reduce your interest rates. At San Diego County, we prioritize making financing accessible for all members. If you have questions about eligibility or how to get started with any of our loan products, please don't hesitate to reach out at (877) 732-2848. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 2280 Otay Lakes Rd Chula Vista Ca 91915, located in Chula Vista, CA, and let's talk about how we can assist you in achieving your financial goals today!

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and that's where our flexible unsecured credit card loans come into play. With a total of $102,088,852 in loans available, we provide options that can help you maintain control over your spending while enjoying the benefits of rewards programs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, helping users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the tool is in delivering tangible savings and peace of mind. If you're ready to take control of your financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers presented are fair and transparent. Users can trust that the information they receive reflects current market conditions.

SAN DIEGO COUNTY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans