Personal Loans in Torrance, CA 90504

Looking for the best APR rates on personal loans in Torrance, CA? Compare offers from trusted lenders in your area to find a loan that fits your budget and goals. It’s easy to get started and see your options side-by-side.

Whether you need funds for home improvements, debt consolidation, or unexpected expenses, local lenders offer competitive rates and flexible terms. Take a moment to explore personalized loan options designed to support your financial future right here in Torrance.

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APR

Term

Amount

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10.25 - 10.75 %

5 Yrs

$40,000

∞

10.7 %

5 Yrs

$30,000

∞

10.9 %

4 Yrs

$50,000

∞

10.95 - 18 %

1 - 5 Yrs

$2,500

∞

11.35 - 19.5 %

1,500 - $25,000

∞

11.49 - 17.49 %

2 - 5 Yrs

$30,000

∞

11.49 - 18 %

0.1 - 5 Yrs

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% , with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Torrance, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
UNIFY FINANCIAL FEDERAL CREDIT UNION	2305B W 190TH ST TORRANCE CA 90504	⏰ Closed to Public 📞 8772549328	ATM Services Only	P2P E-Statements E-Signature	Assets: $3,509,573,656 Deposits: $193,298,017 Net Worth: $280,101,782 Employees: 474 Members: 252,114

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