Personal Loans in Santa Monica, CA 90403

Looking for personal loan options in Santa Monica, CA? Compare offers from trusted local lenders to find flexible terms and fast approvals that suit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’ve got choices nearby.

Take control of your finances with personalized loan solutions designed for Santa Monica residents. Exploring multiple offers helps you secure the best rate and payment plan, making borrowing simple and stress-free in your own community.

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APR

Term

Amount

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7.99 - 11.99 %

1 - 7 Yrs

∞

7.99 - 18 %

0.3 - 5 Yrs

$50,000

∞

8.24 - 14.74 %

3 - 5 Yrs

$25,000

∞

8.39 - 20.29 %

1 - 5 Yrs

$25,000

∞

8.49 - 10.24 %

1 - 7 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.5 %

5 Yrs

$50,000

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 16.25 %

5 Yrs

1,500 - $30,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Santa Monica, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
KINECTA FEDERAL CREDIT UNION	3027 WILSHIRE BLVD SANTA MONICA CA 90403	⏰ Monday - Friday: 9:00am - 6:00pm;Saturday: 9:00am - 2:00pm;Sunday: Closed 📞 3102974350 📠 3107278220	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $6,748,872,512 Deposits: $206,113,615 Net Worth: $551,264,425 Employees: 695 Members: 251,834

🏘️ All the Lenders Available in Los Angeles County, CA

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