Personal Loans in Carlsbad, NM

Looking for a personal loan in Carlsbad, NM but worried about no credit? You’re not alone. Many locals find flexible loan options that fit their unique needs, helping them manage expenses without the hassle.

Compare offers from trusted local lenders and credit unions in Carlsbad to find fast approval and friendly support. Whether it’s for emergencies or everyday goals, you can secure financing that works for you.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Carlsbad, NM

Lender NameBranch AddressOffice ServicesLender Snapshot
U-1ST COMMUNITY FEDERAL CREDIT UNION
601 N CANAL ST CARLSBAD NM 88220
P2P
E-Statements
E-Signature
Assets: $9,268,250
Deposits: $1,318,127
Net Worth: $1,345,619
Employees: 3
Members: 876
U-1ST COMMUNITY FEDERAL CREDIT UNION
601 N CANAL ST CARLSBAD NM 88220
P2P
E-Statements
E-Signature
Assets: $9,268,250
Deposits: $1,318,127
Net Worth: $1,345,619
Employees: 3
Members: 876
FINANCIAL SECURITY CREDIT UNION
1105 W PIERCE ST CARLSBAD NM 88220
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $60,146,703
Deposits: $6,737,001
Net Worth: $9,169,691
Employees: 15
Members: 5,174
FINANCIAL SECURITY CREDIT UNION
2603 S CANAL ST CARLSBAD NM 88220
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $60,146,703
Deposits: $6,737,001
Net Worth: $9,169,691
Employees: 15
Members: 5,174
INTERNATIONALITES FEDERAL CREDIT UNION
901 N CANAL ST CARLSBAD NM 88220
Assets: $13,109,857
Deposits: $1,805,126
Net Worth: $2,004,100
Employees: 3
Members: 1,199
EDDY FEDERAL CREDIT UNION
1711 S CANAL ST CARLSBAD NM 88220
P2P
E-Statements
Assets: $56,358,330
Deposits: $3,818,725
Net Worth: $10,690,703
Employees: 18
Members: 4,955
EDDY FEDERAL CREDIT UNION
909 W PIERCE ST CARLSBAD NM 88220
Drive-Thru
P2P
E-Statements
Assets: $56,358,330
Deposits: $3,818,725
Net Worth: $10,690,703
Employees: 18
Members: 4,955

🏘️ All the Lenders Available in Eddy County, NM

✅ARTESIA CREDIT UNION
✅U1ST COMMUNITY CREDIT UNION
✅FINANCIAL SECURITY CREDIT UNION
✅INTERNATIONALITES FEDERAL CREDIT UNION
✅EDDY FEDERAL CREDIT UNION

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