Personal Loans in Carlsbad, NM

Looking for a personal loan in Carlsbad, NM but worried about no credit? You’re not alone. Many locals find flexible loan options that fit their unique needs, helping them manage expenses without the hassle.

Compare offers from trusted local lenders and credit unions in Carlsbad to find fast approval and friendly support. Whether it’s for emergencies or everyday goals, you can secure financing that works for you.

Filters

Lender
APR
Term
Amount
Link
Info
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
ngfcu
9.49 - 17.5 %
2 Yrs
cafcu
9.99 - 13.99 %
gosunward
10 - 10.5 %
4.1 - 5 Yrs
sandia
10.25 - 12.25 %
4.1 - 5 Yrs
$40,000
dncu
10.49 - 12.99 %
5 Yrs
5,000 - $30,000
ffnm
10.49 - 13.25 %
4 Yrs
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000
useagle
11 - 18 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Sandia Area has a personal loan with an APR of 10.25% , which has stayed the same over the past 7 and 30 days. Their personal line of credit has a 12.25% APR, also unchanged from 7, 30, 60, and 90 days ago.

Del Norte's an unsecured personal loan with an APR of 10.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The unsecured revolving line of credit has a 12.99% APR and has also remained steady during that time. First Financial's personal loans with an APR of 10.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 13.25% , also unchanged during these periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

U.S. Eagle's the Signature–uncollateralized loan with an APR of 11% , which is up from 10.75% thirty days ago but unchanged from seven days ago. The Eagle success loan and Quickcash both have steady APRs at 18% and 14.9% , respectively, with no changes over the past 90 days.

🏦 All Local Lenders in Carlsbad, NM

Lender NameBranch AddressOffice ServicesLender Snapshot
U-1ST COMMUNITY FEDERAL CREDIT UNION
601 N CANAL ST CARLSBAD NM 88220
P2P
E-Statements
E-Signature
Assets: $9,268,250
Deposits: $1,318,127
Net Worth: $1,345,619
Employees: 3
Members: 876
U-1ST COMMUNITY FEDERAL CREDIT UNION
601 N CANAL ST CARLSBAD NM 88220
P2P
E-Statements
E-Signature
Assets: $9,268,250
Deposits: $1,318,127
Net Worth: $1,345,619
Employees: 3
Members: 876
FINANCIAL SECURITY CREDIT UNION
1105 W PIERCE ST CARLSBAD NM 88220
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $60,146,703
Deposits: $6,737,001
Net Worth: $9,169,691
Employees: 15
Members: 5,174
FINANCIAL SECURITY CREDIT UNION
2603 S CANAL ST CARLSBAD NM 88220
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $60,146,703
Deposits: $6,737,001
Net Worth: $9,169,691
Employees: 15
Members: 5,174
INTERNATIONALITES FEDERAL CREDIT UNION
901 N CANAL ST CARLSBAD NM 88220
Assets: $13,109,857
Deposits: $1,805,126
Net Worth: $2,004,100
Employees: 3
Members: 1,199
EDDY FEDERAL CREDIT UNION
1711 S CANAL ST CARLSBAD NM 88220
P2P
E-Statements
Assets: $56,358,330
Deposits: $3,818,725
Net Worth: $10,690,703
Employees: 18
Members: 4,955
EDDY FEDERAL CREDIT UNION
909 W PIERCE ST CARLSBAD NM 88220
Drive-Thru
P2P
E-Statements
Assets: $56,358,330
Deposits: $3,818,725
Net Worth: $10,690,703
Employees: 18
Members: 4,955

🏘️ All the Lenders Available in Eddy County, NM

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