Personal Loans in Carlsbad, NM 88220

Looking for a personal loan in Carlsbad, NM but worried about no credit? You’re not alone. Many locals find flexible loan options that fit their unique needs, helping them manage expenses without the hassle.

Compare offers from trusted local lenders and credit unions in Carlsbad to find fast approval and friendly support. Whether it’s for emergencies or everyday goals, you can secure financing that works for you.

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11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Carlsbad, NM

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
U-1ST COMMUNITY FEDERAL CREDIT UNION	601 N CANAL ST CARLSBAD NM 88220	⏰ Lobby: Monday-Friday 9:00 AM to 5:30 PM Drive-thru: Saturday 9:00 AM to Noon 📞 5758871785 📠 5758877220	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $9,268,250 Deposits: $1,318,127 Net Worth: $1,345,619 Employees: 3 Members: 876
U-1ST COMMUNITY FEDERAL CREDIT UNION	601 N CANAL ST CARLSBAD NM 88220	⏰ M - F / 9:00 AM TO 5:30 PM 📞 5758871785 📠 5758877220	ATM Services Only	P2P E-Statements E-Signature	Assets: $9,268,250 Deposits: $1,318,127 Net Worth: $1,345,619 Employees: 3 Members: 876
FINANCIAL SECURITY CREDIT UNION	1105 W PIERCE ST CARLSBAD NM 88220	⏰ 8:30am-5:30pm 📞 5758876030 📠 5758855054	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $60,146,703 Deposits: $6,737,001 Net Worth: $9,169,691 Employees: 15 Members: 5,174
FINANCIAL SECURITY CREDIT UNION	2603 S CANAL ST CARLSBAD NM 88220	⏰ Lobby Monday-Friday 9am-5pmDrive Thru Monday-Friday 8:30am-5:30pmLobby Saturday 9am-12pmDrive Thru Saturday 9am-12pm 📞 5756280304 📠 5758855054	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $60,146,703 Deposits: $6,737,001 Net Worth: $9,169,691 Employees: 15 Members: 5,174
INTERNATIONALITES FEDERAL CREDIT UNION	901 N CANAL ST CARLSBAD NM 88220	⏰ 10:00 am to 5:00 pm Monday thru Friday 📞 5758854027 📠 5758873406	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $13,109,857 Deposits: $1,805,126 Net Worth: $2,004,100 Employees: 3 Members: 1,199
EDDY FEDERAL CREDIT UNION	1711 S CANAL ST CARLSBAD NM 88220	⏰ 8:30-5:30 Monday thru Friday 📞 5758871784 📠 5758875454	ATM Services Only	P2P E-Statements	Assets: $56,358,330 Deposits: $3,818,725 Net Worth: $10,690,703 Employees: 18 Members: 4,955
EDDY FEDERAL CREDIT UNION	909 W PIERCE ST CARLSBAD NM 88220	⏰ 8:30-5:30 Monday through friday 📞 5758871784 📠 5758875454	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $56,358,330 Deposits: $3,818,725 Net Worth: $10,690,703 Employees: 18 Members: 4,955

🏘️ All the Lenders Available in Eddy County, NM

✅ARTESIA CREDIT UNION

✅U1ST COMMUNITY CREDIT UNION

✅FINANCIAL SECURITY CREDIT UNION

✅INTERNATIONALITES FEDERAL CREDIT UNION

✅EDDY FEDERAL CREDIT UNION

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