EDDY FEDERAL CREDIT UNION

Welcome to Eddy Federal Credit Union, your trusted financial partner located at 909 W Pierce St, Carlsbad, NM 88220. Established in 1954, we have proudly served our community for decades, fostering a sense of belonging and providing reliable banking solutions tailored to your needs. With a membership of nearly 4,955 individuals, we are dedicated to offering exceptional service and support that empowers our members financially. At Eddy Federal Credit Union, we understand that managing your finances can be overwhelming. That's why we strive to create a welcoming environment where you feel valued and understood. Our total assets stand strong at $56,358,330, reflecting our commitment to stability and growth on behalf of our members. We are equally proud of our total deposits, which amount to $3,818,725, ensuring that your hard-earned money is secure with us. Under the leadership of our CEO, Donna Davis, and Board President, Brian Santo, we aim to continually improve our offerings. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans or mortgages, we have you covered. Our team is here to guide you through every step of the process. While members can visit us at our branch location for face-to-face interactions and personalized service during our operating hours from 8:30 AM to 5:30 PM Monday through Friday, we also offer online services for added convenience. For any official correspondence, please send mail to 909 W Pierce St, Carlsbad, NM 88220-5268. We invite you to explore all that Eddy Federal Credit Union has to offer by visiting our website at eddyfederalcu.com. If you have any questions or need assistance, feel free to call us at (575) 887-1784. Join us today in building a brighter financial future together!

At Eddy, we believe that everyone deserves to be part of a welcoming and supportive community. Becoming a member of Eddy is easy and open to anyone who lives, works, or attends school in our local area. If you're looking for a financial partner that truly cares about your needs, you've come to the right place! We offer a range of services designed to help you manage your finances better and achieve your goals. For more specific details about eligibility, feel free to check out our website at . When you're ready to take the next step, opening an account is straightforward. You can start the process online by visiting https://efcu-dn.financial-net.com/web/enrollment or simply give us a call at (575) 887-1784 if you have any questions. Our friendly team at 909 W Pierce St Carlsbad Nm 88220 is here to assist you every step of the way, ensuring you feel valued and supported as you join our family at Eddy.

At Eddy, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with the convenience and security you need to manage your finances anytime, anywhere. With just a few clicks, you can access your accounts from the comfort of your home or on the go. Our online banking platform, available at https://eddyfederalcu.com/ , offers a wide range of features to help you stay in control of your money. You can check your account balances, view transaction history, and transfer funds with ease. Plus, we offer E-Statements, allowing you to receive your bank statements electronically for faster access and less paper clutter. For those who prefer mobile banking, our mobile application makes it even easier to manage your finances right from your smartphone. Whether you're paying bills or making Person-to-Person Transfers, everything is just a tap away. And if you're a fan of modern payment methods, you'll love our Mobile Payments feature, which allows you to make secure purchases without needing cash or cards. When it comes to security, we take it seriously. Our online banking services are equipped with advanced security measures to keep your information safe. Although we don't currently support Electronic Signature Authorization, rest assured that all transactions are protected by robust encryption technologies. With our 24/7 Online Banking Services, you can access your accounts whenever it suits you best day or night. We believe that banking should be accessible and easy for everyone. So whether you're at home or out running errands, managing your money has never been simpler. Explore all the benefits of digital banking with Eddy today! Visit us at https://eddyfederalcu.com/ to get started on taking control of your finances with confidence and ease.

At Eddy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, trust in your financial institution is paramount. That's why we are proud to share our financial strength with you. With a net worth of $10,690,703, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,892 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,786,298 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,557,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $625 in used auto loans and $40,137,017 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is shown through the 7,024 total share accounts held by our growing member base that trusts us with their finances. Our net shares amount to $0, which are funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eddy is your trusted partner. Visit us at 909 W Pierce St Carlsbad Nm 88220 or call (575) 887-1784 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.