Personal Loans in Prescott, AZ 86313

Looking for a small loan in Prescott, AZ? Compare trusted local lenders to find fast approvals and flexible terms that fit your needs. Whether it’s an unexpected bill or a special purchase, you’re just a few clicks away from affordable options.

Prescott’s community-focused lenders offer more than just loans—they provide real support to help you reach your financial goals. Start comparing today and discover how easy it is to get the funds you need with terms that work for you.

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APR

Term

Amount

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4.64 - 8.49 %

∞

4.87 - 6.17 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Truwest's Personal line of credit has a 4.87% APR today, which is lower than the 14% rate from 7, 30, and 60 days ago. This rate change shows a significant drop compared to the past two months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Prescott, AZ

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
PRESCOTT FEDERAL CREDIT UNION	500 N STATE ROUTE 89 PRESCOTT AZ 86313	⏰ Monday thru Friday 9:30am - 5:00pm 📞 9284457970 📠 9284451980	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $11,232,605 Deposits: $2,408,902 Net Worth: $1,011,463 Employees: 6 Members: 1,217
PRESCOTT FEDERAL CREDIT UNION	500 N STATE ROUTE 89 PRESCOTT AZ 86313	⏰ Monday - Friday 9:30 am to 5:00 p.m. 📞 9284457970 📠 9284451980	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $11,232,605 Deposits: $2,408,902 Net Worth: $1,011,463 Employees: 6 Members: 1,217

🏘️ All the Lenders Available in Yavapai County, AZ

✅PRESCOTT FEDERAL CREDIT UNION

✅ONEAZ CREDIT UNION

✅CREDIT UNION WEST CREDIT UNION

✅DESERT FINANCIAL CREDIT UNION

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