Premier One Prescott AZ Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Prescott Federal Credit Union, we believe in creating a financial community that truly cares. Located at 500 N State Route 89, Prescott, AZ 86313, our branch has been serving members since 1937. Over the years, we've built a strong foundation of trust and reliability, welcoming 1,217 members who count on us for their banking needs. With total assets of $11,232,605 and total deposits reaching $2,408,902, we are committed to providing exceptional service while maintaining the financial health of our institution. Our dedicated team of 6 employees, led by CEO Anna May Corey and Board President Eric Sanders, is here to ensure you receive personalized support tailored to your unique financial journey. While members can visit us at our Prescott location, official correspondence should be sent to our mailing address: PO Box 10756, Prescott, AZ 86304. We understand that convenience matters; that's why we offer services like personal banking accounts, auto loans, mortgage options, and credit cards with rewards all designed with you in mind. With a robust net worth of $1,011,463 and cash in hand amounting to $403,203, we're well-equipped to help you achieve your financial goals. Whether you're looking for a new vehicle loan or need guidance on debt consolidation, we're here for you. We invite you to reach out to us at 928-445-7970 or visit our website at prescottfcu.org for more information. Let's work together to build a brighter financial future!

Branch History & Mission

Community Commitment

We believe in giving back. Our outreach efforts focus on enhancing community well-being through partnerships with local organizations and initiatives that support education, health, and economic development. By investing in Prescott and its residents, we aim to create a vibrant future for everyone. In addition to traditional banking services, we are proud to offer digital banking options including online banking for convenient access to your accounts anytime. Although we currently do not have ATMs or drive-thru banking facilities available at this branch, we are committed to ensuring ADA compliance for all members who visit us in person. Join us today at Prescott Federal Credit Union! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Whether you're looking for personal banking solutions or resources for your business, we're here for you every step of the way. For more information or assistance, feel free to call us at 928-445-7970 during our operating hours: Monday through Friday from 9:30 AM to 5:00 PM. Let's build a brighter future together!

Our Mission

At Prescott Federal Credit Union, our mission goes beyond just providing financial services; it's about building strong relationships within our community. We strive to empower individuals and families by offering tailored solutions such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our commitment extends to supporting local businesses through merchant services and business loans. As we look back on our journey since opening our doors in 1937, we celebrate milestones that reflect our dedication to service. Our growth has been fueled by the trust of our members and a shared belief in the cooperative spirit. We operate with transparency and accountability while continually enhancing our services to meet the changing needs of those we serve.

Branch Location & Accessibility

Accessibility Features

At Prescott Federal Credit Union, we understand the importance of accessibility. Our branch is designed with features that ensure everyone can visit us comfortably. We have ample parking available right outside our entrance, making it convenient for you to stop by. Our location is ADA compliant, featuring ramps and accessible pathways for those who need them.

Operating Hours

We're here for you Monday through Friday from 9:30 AM to 5:00 PM. These hours are set to accommodate your busy schedule, allowing you to take care of your banking needs without any hassle. Feel free to call us at 928-445-7970 if you have any questions or need assistance before your visit.

Services Offered

At Prescott Federal Credit Union, we offer a wide array of services designed to help both individuals and businesses thrive. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we aim to provide solutions that fit your life. We also offer business banking services including merchant services and business loans because we know how important it is to support local businesses! Unfortunately, we do not currently have ATM availability or drive-thru services at this location, but our dedicated team is here inside the branch ready to assist you with any transactions or inquiries you may have. We invite you to stop by Prescott Federal Credit Union today! Experience friendly service and discover how we can help you achieve your financial goals. Your next step towards better banking starts here!

Member Eligibility

At Prescott, we believe that joining our credit union is like stepping into a welcoming community where your financial well-being is our priority. Becoming a member is straightforward and inclusive. If you live, work, worship, or attend school in the Prescott area or have a family member who is already part of our community, you're eligible to join us! We're dedicated to providing personalized service and great financial products that truly meet your needs. You can easily check out the detailed eligibility criteria by visiting this link. Once you're ready to take the next step, opening an account with us is just as simple. You can start the process online by following this account opening link. If you have any questions or need assistance, feel free to reach out at (928) 445-7970. We look forward to welcoming you to Prescott at 500 N State Route 89 Prescott Az 86313!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for your business. Imagine running your shop while effortlessly accepting payments from customers using various methods credit cards, mobile payments, or even online transactions. Our services enhance customer satisfaction and keep your cash flow smooth. Visit us at 500 N State Route 89 Prescott Az 86313 in Prescott, AZ or call us at (928) 445-7970 to learn more about how we can support your business's financial needs!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer specialized business banking services including merchant services and business loans to help you grow and manage your enterprise effectively. We believe in supporting our community's entrepreneurs with the tools they need to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features ensure that you have access to your accounts anytime, anywhere. While we currently do not have ATM services or drive-thru capabilities, our digital platform allows for easy cash withdrawals through partner networks when needed.

Financing Your Dreams

Dreaming of a new car or home? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your ideal vehicle without stretching your budget. If you're considering purchasing a home, our mortgage loans and refinancing options can help you secure favorable rates, making homeownership more accessible.

Get Started Today!

If you're ready to take control of your financial future with Prescott Federal Credit Union, don't hesitate to reach out! Call us at 928-445-7970 or visit our website at prescottfcu.org for more information on how we can assist you today! Join us as we build a brighter financial future together!

Personal Banking Made Easy

Managing your money shouldn't be a hassle. That's why at Prescott, we offer personal banking services that include checking and savings accounts designed for flexibility and ease. You can open an account online in just a few minutes or visit us at our branch. With our online banking system, keeping track of your finances is straightforward. Need to transfer funds or check your balance? You can do it all from the comfort of your home.

Rewarding Credit Options

Our credit cards come with rewards that allow you to earn points on every purchase. Whether you're using it for daily expenses or special occasions, enjoy the benefits while staying within budget.

Simplifying Debt Management

If you're feeling overwhelmed by debt, our personal loans and debt consolidation services provide solutions that work for you. We understand that life can throw unexpected expenses your way, and we're here to help you navigate those challenges with personalized support.

Digital & Online Banking

Accessibility and Convenience

Whether you're checking your balance while waiting for an appointment or reviewing your spending habits late at night, Prescott makes it easy to stay connected to your finances. Our online banking service allows real-time account management so you can make informed decisions about your money whenever it suits you. Join us today and experience the convenience of digital banking with Prescott because managing your money should be as easy as clicking a button!

Key Features

Our online banking platform is user-friendly and packed with features that make banking easier. You can access e-statements anytime, allowing you to keep track of your transactions without the clutter of paper statements. While we don't currently offer mobile payments or a dedicated mobile application, our website is optimized for mobile use, ensuring that you can manage your finances on your smartphone or tablet just as easily. Security is our top priority. Although we do not support electronic signature authorization at this time, rest assured that your information is protected with advanced security measures. You can also enjoy person-to-person transfers in a straightforward manner when available in the future.

Financial Strength

Commitment to Growth

With $1,011,463 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We have provided $3,512,087 in total loans and leases, including $164,6587 in used auto loans, which supports our members' financial goals across various sectors.

Growing Member Trust

We have established a strong and growing member base with 2,012 total share accounts. This reflects the trust that our community places in Prescott for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prescott is your trusted partner. Visit us at 500 N State Route 89, Prescott AZ 86313 or call 928-445-7970 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $752,099 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment allows us to focus our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, demonstrating that we are focused on long-term stability rather than short-term profits. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $1,011,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 900% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,646,587 in used vehicle loans and $538,940 in new vehicle loans already helping members get on the road. We make it easy to get behind the wheel of your next vehicle with flexible terms and competitive rates.

Credit Lines

If you're looking for additional flexibility in managing your finances, our total credit lines available amount to $400,000. This option allows you to access funds as needed while only paying interest on what you use. At Prescott Federal Credit Union, we're committed to providing our members with reliable financial solutions and exceptional service. If you're interested in refinancing or would like to learn about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 928-445-7970 or visit us at 500 N State Route 89 Prescott AZ 86313 during our operating hours from Monday to Friday, 9:30 am to 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making informed decisions about your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through other financing solutions that can help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $291,119 in loans helping members manage their finances effectively. This product is designed for those looking for quick access to funds without the need for collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that users receive fair and transparent offers. By working only with legitimate financial institutions, LendMesh ensures that all loan comparisons are based on verified data.

Prescott