Desert Financial: Auto Loans & Convenient ATM Withdrawal Services

Desert Financial

Desert Financial Credit Union, founded in 1939 and headquartered in Phoenix, is a trusted national financial institution serving over 472,000 members with total assets exceeding $8.9 billion. Led by CEO Jeffrey Meshey and supported by a dedicated team of 1,326 employees, Desert Financial offers a full range of financial services designed to empower members at every stage of their financial journey.

Members enjoy convenient ATM and cash withdrawal services, basic drive-thru banking for deposits and withdrawals, plus robust online and mobile banking platforms for seamless account management anytime, anywhere. Competitive auto loans and vehicle financing options help members get on the road confidently, while personalized mortgage loans and refinancing solutions support homeownership goals nationwide.

Personal banking products include flexible checking and savings accounts, credit cards with rewarding benefits, personal loans, and debt consolidation solutions tailored to diverse needs. Business clients benefit from specialized merchant services and business loans aimed at fostering growth.

With 50 branches across multiple cities and a strong commitment to member-focused service, Desert Financial Credit Union stands as a reliable partner for your financial success. Discover more at https://www.desertfinancial.com/.

Introduction

Welcome to Desert Financial, where we have proudly served our members since 1939. Headquartered in Phoenix, AZ, our mission is rooted in providing exceptional financial services that empower individuals and communities alike. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, we strive to enhance the financial well-being of our members by offering a broad range of accessible banking solutions designed to meet their unique needs. As a member-focused credit union, we believe in fostering relationships built on trust, transparency, and commitment to community service.

At Desert Financial, your security and convenience are our priorities. We are proud to be federally insured by NCUA since January 4, 1971, ensuring your deposits are safe. Embracing modern technology, we offer a suite of digital banking tools including online banking, a user-friendly mobile application, P2P transfer options, e-statements for easy access to your accounts, mobile payment capabilities, and e-signature authorization for seamless transactions. Our goal is to make banking simple and efficient while putting you first. For more information about our services or to become a member today, visit us at https://www.desertfinancial.com/.

Financial Services

At Desert Financial, we understand that managing your finances is an essential part of achieving your goals and enjoying life. That's why we offer a comprehensive suite of services designed to cater to every aspect of your financial journey. From personal banking solutions like checking and savings accounts to more specialized offerings such as auto loans and mortgage refinancing, our goal is to provide you with the tools you need for both everyday banking and significant life milestones. Our business banking services also support small business owners with merchant services and business loans, helping them thrive in a competitive market.

In today's fast-paced world, convenience is key, which is why our members benefit from advanced digital access through online banking and a user-friendly mobile application. Features like person-to-person transfers, mobile payments, e-statements, and e-signatures ensure that managing your finances has never been easier or more secure. Whether you're planning a big purchase or simply need to pay bills on the go, our innovative solutions are designed to fit seamlessly into your lifestyle. If you're interested in joining our community or want to learn more about membership qualifications, visit http://www.desertfinancial.com/en/who-we-are/become-a-member for more information. Additionally, for those considering their loan options, our loan aggregator at https://www.lendmesh.com/loans/mortgage_loans can help you compare rates and find the best fit for your needs. For personalized support or inquiries, feel free to reach out via ; we're here to assist you every step of the way.

Financial Highlights

Desert Financial stands as a pillar of trust and reliability in the financial landscape, proudly serving a robust total membership of 472,620 individuals. With total assets reaching an impressive 8,901,537,365, the credit union showcases its strong financial foundation and commitment to stability. The net worth of 1,033,536,095 further underscores its resilience, while a net income of 60,601,487 illustrates its ability to generate sustainable growth.

Members benefit from a secure environment for their finances, with total deposits amounting to 699,652,272. The credit union has also facilitated a substantial number of loans and leases, totaling 131,916, helping members achieve their personal and business goals. With a dedicated team of 1,326 professionals, Desert Financial is not just a financial institution; it is a community partner committed to enhancing the lives of its members.

The net worth ratio of 1,170 reflects the soundness of Desert Financial’s operations, ensuring that it remains well-capitalized and capable of meeting the needs of its members. Additionally, with a credit card loan volume of 31,409 and an auto loan volume of 70,888, the credit union offers diverse financing solutions tailored to various member needs. The presence of commercial loans, totaling 728, further emphasizes Desert Financial's commitment to supporting local businesses and fostering economic growth within the community.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. This transparency reinforces Desert Financial's credibility as a trusted partner in your financial journey.

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