Personal Loans in Payson, AZ 85541

Looking for the best personal loan offers in Payson, AZ? Compare rates and terms from trusted local lenders to find a loan that fits your needs and budget. It’s easy to get started and see your options side-by-side.

Whether you need extra cash for home improvements, debt consolidation, or unexpected expenses, local lenders in Payson understand your community and offer flexible solutions. Get fast approvals and clear terms tailored just for you.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

4.64 - 8.49 %

∞

4.87 - 6.17 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Truwest's Personal line of credit has a 4.87% APR today, which is lower than the 14% rate from 7, 30, and 60 days ago. This rate change shows a significant drop compared to the past two months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Payson, AZ

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
COPPER STATE CREDIT UNION	254 E STATE HIGHWAY 260 PAYSON AZ 85541	⏰ Mon-Thurs 9:00-5:00; Fri 9:00am-6:00pm 📞 9284728995 📠 6023757333	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $600,936,824 Deposits: $19,881,399 Net Worth: $50,246,452 Employees: 135 Members: 44,902
DESERT FINANCIAL CREDIT UNION	300 N BEELINE HWY PAYSON AZ 85541	⏰ Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours 📞 6023354080	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $8,901,537,365 Deposits: $699,652,272 Net Worth: $1,033,536,095 Employees: 1326 Members: 472,620

🏘️ All the Lenders Available in Gila County, AZ

✅COPPER STATE CREDIT UNION

✅DESERT FINANCIAL CREDIT UNION

Compare other loan types in Payson, AZ

Why compare Personal Loans in Payson, AZ on LendMesh

If you’re searching for the best loan offers in Payson, AZ, it pays to keep exploring your options on LendMesh. Comparing lenders side by side helps you uncover better deals and more affordable rates tailored to your needs. Take your time reviewing different offers so you can feel confident you’re choosing the loan that fits your budget and goals.

Consider subscribing to LendMesh for personalized loan alerts designed just for Payson borrowers. Set your ideal rate—whether it’s 4% or 5%—and get notified as soon as offers meet your target. You’ll also receive expert insights, rate trends, and curated loan deals right in your inbox weekly or monthly. Join thousands who trust LendMesh to stay informed and seize the best opportunities.

Customers are also interested in:

Find Best Loan Offers