Home Equity Loans in Payson, AZ

Looking for the best mortgage line of credit rates in Payson, AZ? Compare top local lenders to find flexible terms and low rates that fit your budget. Whether you’re planning a remodel or consolidating debt, tapping into your home’s equity can be a smart, affordable choice.

In Payson, you’ll benefit from trusted lenders who understand our community’s needs. Get fast funding and personalized guidance every step of the way—making it easy to unlock your home’s value while supporting local businesses you know and trust.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
cuwest
6 - 7 %
25 Yrs
133 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
oneazcu
6.126 - 9.5 %
5 - 15 Yrs
90 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
arizonafinancial
6.25 - 7.5 %
5 - 20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Credit Union West has a Home Equity rate of 6% today, unchanged from 7 and 60 days ago. Its HELOC rate is between 6.75% and 7% , unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

Oneaz has a Home Equity APR range of 6.13% to 8.9% today, which is slightly higher than 7 and 30 days ago but lower than 60 days ago. The HELOC rates remain steady at 6.5% to 9.5% , unchanged from a week ago. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Arizona Financial has a HELOC with a 6.25% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range from 6.25% to 7.5% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

🏦 Local Lenders in Payson, AZ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Gila County, AZ

Compare other loan types in Payson, AZ

Why compare Home Equity Loans in Payson, AZ on LendMesh

If you’re searching for mortgage line of credit rates in Payson, AZ, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking a little extra time now can lead to significant savings and more flexible loan terms down the line.

Consider subscribing to LendMesh to receive personalized alerts that match your target rate, whether it’s 4% or 5%. Get weekly or monthly updates with expert insights, rate trends, and carefully selected loan offers sent directly to your inbox. Join many Payson borrowers who trust LendMesh to stay informed and seize the best mortgage line of credit opportunities as they arise.

Customers are also interested in:

Mortgage Line Of Credit Rates