Personal Loans in Montrose, CO 81401

Looking for the best loan options in Montrose, CO? Compare personal loan offers from local lenders to find flexible terms and rates that fit your budget. Whether it’s for home improvements or unexpected expenses, we make it easy to explore your choices.

Montrose residents trust nearby credit unions and banks for fast approvals and friendly service. Start comparing today to secure a loan that supports your goals without the hassle—because helping our community thrive is what matters most.

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APR

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Amount

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 %

5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Credit Union Of Denver has a Personal unsecured loan with an APR of 8.49% for terms up to 60 months. This rate has stayed the same compared to 7 and 30 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Montrose, CO

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NUVISTA FEDERAL CREDIT UNION	2711 COMMERCIAL WAY MONTROSE CO 81401	⏰ 8 to 5 M-Th 8-5:30 Fri 9-12 Sat 📞 9702498813 📠 9702498895	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $154,355,274 Deposits: $13,627,604 Net Worth: $19,998,557 Employees: 29 Members: 7,092
SAN JUAN MOUNTAINS CREDIT UNION	1400 E MAIN ST MONTROSE CO 81401	⏰ Monday - Thursday 9:00 - 5:00 Friday - 9:00 - 6:00 Saturday - 9:00 - 12:00 📞 9702495319 📠 9702491377	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $53,607,313 Deposits: $4,362,674 Net Worth: $5,679,302 Employees: 9 Members: 3,437
SAN JUAN MOUNTAINS CREDIT UNION	333 N TOWNSEND AVE MONTROSE CO 81401	⏰ Monday - Friday 9:00 - 5:00 📞 9704170855 📠 9702491377	ATM Services Only	P2P E-Statements E-Signature	Assets: $53,607,313 Deposits: $4,362,674 Net Worth: $5,679,302 Employees: 9 Members: 3,437

🏘️ All the Lenders Available in Montrose County, CO

✅NUVISTA FEDERAL CREDIT UNION

✅SAN JUAN MOUNTAINS CREDIT UNION

✅OLATHE FEDERAL CREDIT UNION

Compare other loan types in Montrose, CO

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