Branch History & Mission
At San Juan Mountains Credit Union, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1958, our branch has grown alongside the vibrant community of Montrose, CO. Over the decades, we've cultivated a strong reputation for providing personalized financial services that truly meet the needs of our members. Located at 1400 E Main St, Montrose, CO 81401, our branch is easily accessible to all. Whether you're visiting us for a quick transaction or seeking guidance on your financial journey, our team is here to help. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, and more. You can also find us nearby local landmarks that add to the charm of our beautiful city. As of now, we proudly serve over 3,437 members, managing total assets of around $53,607,313. This growth reflects not only the trust placed in us but also our dedication to fostering financial wellness in the community. Our mission is simple yet profound: to empower individuals and families by providing them with reliable financial solutions while also giving back to the community that supports us. In addition to traditional banking services, we have embraced modern technology with features like online banking and mobile payments. We ensure that our services are accessible to everyone by adhering to ADA compliance standards. Plus, with an ATM on site and a convenient drive-thru service available, we make banking easy for busy lifestyles. Our commitment extends beyond banking as we actively engage in partnerships and community outreach efforts that uplift those around us. Together with local organizations, we strive to create positive change and make a lasting impact on the lives of those we serve. If you're looking for a credit union that prioritizes its members and their needs while supporting the community at large, look no further than San Juan Mountains Credit Union. Join us today and experience firsthand how we can help you achieve your financial goals! For more information or assistance, feel free to reach out at 970-249-5319 during our operating hours: Monday - Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 12:00 PM. We can't wait to welcome you!
Financial Strength
At San Juan Mountains, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide exceptional services and support to our valued members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $5,679,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,041,983 in share certificates and $9,892,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,630,790 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we have $382 in used auto loans and $35,847,292 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $197,063, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $527,405. Total Share and Deposit Accounts: 8,298, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Juan Mountains is your trusted partner. Visit us at 1400 E Main St Montrose Co 81401 or call (970) 249-5319 to learn more about how we can help you achieve your financial goals.
