San Juan Mountains Credit Union Montrose CO

Introduction

Welcome to San Juan Mountains Credit Union, your trusted financial partner located at 333 N Townsend Ave, Montrose, CO 81401. Established in 1958, we have proudly served our community for over six decades, helping 3,437 members achieve their financial goals. With total assets of $53,607,313 and total deposits reaching $4,362,674, we're committed to ensuring our members receive the best possible service and support. At San Juan Mountains Credit Union, we understand that every member has unique needs. That's why our dedicated team of 9 employees, led by CEO Tara Salazar and Board President Judy Knott, works tirelessly to provide personalized solutions from loans to savings options. We currently manage a total loan portfolio of 1,152 loans and leases, reflecting our commitment to supporting the financial aspirations of our community. While members can visit us at our branch for assistance or inquiries, please note that official correspondence should be sent to the same address: 333 N Townsend Ave, Montrose, CO 81401-3553. We invite you to explore our offerings further on our website at sjmcreditunion.org. Our mission goes beyond just banking; it's about creating lasting relationships within the community. Whether you're looking for a loan or seeking advice on managing your finances, we are here to help you navigate your journey with confidence. Feel free to reach out at 970-417-0855 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Community Engagement

Our branch takes pride in being more than just a financial institution; we are an active participant in local events and outreach programs. By partnering with community organizations, we strive to make a positive impact on the lives of those around us. Whether it's sponsoring local sports teams or hosting financial literacy seminars, we are dedicated to giving back. As part of our ongoing efforts to enhance member experience, we have implemented customer-centric initiatives designed with you in mind. From personalized service at the counter to convenient lobby hours from Monday through Friday from 9:00 AM to 5:00 PM, we ensure that your banking experience is smooth and enjoyable. If you are looking for a credit union that values its members and community alike, consider joining San Juan Mountains today! Experience firsthand how we blend quality financial services with genuine care for your well-being. For more information on membership eligibility or to learn about our offerings, visit us online at sjmcreditunion.org or give us a call at 970-417-0855. Join us as we continue to grow together!

Our Mission

At San Juan Mountains, our mission is simple yet powerful: we aim to empower our members through exceptional financial services while actively supporting our community. We believe that banking should not only meet your financial needs but also enrich your life and those around you. This commitment drives us every day as we provide everything from personal loans and savings accounts to financial education workshops. We are proud to offer a range of digital advancements such as online banking and mobile payments, ensuring our members have access to their accounts whenever they need it. Additionally, we prioritize accessibility with ADA-compliant facilities for all visitors.

Branch Location & Accessibility

Accessibility Features

At our branch, accessibility is a priority. You will find ample parking available right outside, along with ADA-compliant ramps and entrances to ensure ease of access for all our members. We strive to make every visit comfortable and stress-free.

Call Us Anytime

If you have questions or need assistance before visiting us, feel free to give us a call at 970-417-0855. Our knowledgeable staff is always happy to help you navigate your financial options. We invite you to come by and see how the San Juan Mountains Credit Union can support your financial journey!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to find a time that fits your schedule. Although we do not have ATM or drive-thru services at this location, our dedicated team is here to help you face-to-face during operating hours.

Member Eligibility

Becoming a member of San Juan Mountains is like joining a family that supports your financial journey. If you live, work, or worship in the Montrose area, you're already eligible! We aim to create a welcoming environment for everyone, so whether you're looking to open your first account or want to explore our various services, we make it easy for you. Plus, being a member means you gain access to exclusive benefits like lower loan rates and personalized service. To find out more about our eligibility criteria, visit us at http://www.sjmcreditunion.org/membership , where you can get detailed information and see how simple it is to become part of our community. If you're ready to take the next step or have questions, feel free to give us a call at (970) 417-0855. We're here for you at 333 N Townsend Ave Montrose Co 81401, and we can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services

Additionally, our merchant services simplify payment processing for your business. Picture this: a busy Saturday at your café where customers seamlessly pay with their cards while you focus on providing exceptional service. This is just one way we help streamline operations, so you can concentrate on what matters most growing your business. Located at 333 N Townsend Ave Montrose Co 81401 in Montrose, CO, we're here to partner with you every step of the way. For more information or to explore how we can assist your business, reach out to us at (970) 417-0855. Let's work together to achieve your goals!

Tailored Loan Options

Imagine unlocking the potential of your business with our tailored loan options. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Embracing Digital Banking

In today's fast-paced world, digital banking has become essential. At Disaster Location, we offer online banking options that allow you to manage your accounts from the comfort of your home or on the go. With features like electronic statements and mobile payments, keeping track of your finances is simpler than ever. Whether you're making payments, transferring funds, or just checking your balance, our digital tools are here to help.

Financial Solutions Tailored for You

Whether you're looking to access your funds or need assistance with transactions, our ATM Services Only ensure that you have convenient access to your money whenever you need it. Imagine being able to withdraw cash or check your account balance any time of day without waiting in line. It's this kind of convenience that makes managing your finances easier and stress-free.

Join Our Community Today

Being part of San Juan Mountains means more than just banking; it means joining a community that cares about your financial well-being. We invite you to explore all we have to offer and see how our services can enhance your financial journey. Ready to take the next step? Visit us at 333 N Townsend Ave Montrose Co 81401 or give us a call at (970) 417-0855. Together, we can work toward achieving your financial goals!

Personalized Member Support

Our team at San Juan Mountains understands that each member has unique financial goals and challenges. That's why we strive to provide personalized service tailored to your individual needs. If you have questions about using our ATM services or how to take advantage of our online banking features, don't hesitate to reach out! You can contact us at (970) 417-0855, and we'll be happy to assist you.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.sjmcreditunion.org/ , managing your account has never been simpler. You can check balances, make transfers, and pay bills anytime, anywhere. Whether you're using a computer or your mobile device, our platform is user-friendly and designed with your needs in mind.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can easily view and manage your financial documents online. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste.

Mobile Banking at Your Fingertips

Our mobile application makes it even easier for you to bank on the go. Check balances, deposit checks, and make payments all from your smartphone or tablet. And if you're into mobile payments, we've got you covered there too enjoy the convenience of making purchases directly from your device. At San Juan Mountains, we believe in providing tools that enhance your banking experience while ensuring the highest level of security and convenience. Explore all these features and more by visiting us online today!

Secure Transactions

Your security is our top priority. At San Juan Mountains, we provide electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with features like person-to-person transfers, sending money to friends or family is quick and secure.

Financial Strength

A Committed Team

We also take pride in having 9 full-time employees and 0 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and care. Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for all our members.

Growing Membership

Our strong performance is reflected in our growing membership base, with a total of 8,298 share accounts trusted to us by our valued members. This trust fuels our mission to provide you with the best financial services possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Juan Mountains is your trusted partner. Visit us at 333 N Townsend Ave Montrose Co 81401 or call (970) 417-0855 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $5,630,790 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $35,847,292 reflect our commitment to supporting your financial goals across various sectors. With $382 in used auto loans alone, we're here to help you secure the vehicle you need.

Secure Savings Options

Members' savings are secured through $9,041,983 in share certificates and $9,892,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,679,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,918,527 in used vehicle loans and $541,427 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got the right loan for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $245,490 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits that make everyday purchases easier and more rewarding.

Credit Lines

If you're looking for flexibility in your borrowing options, our credit lines totaling $10,192,000 can provide just that. They allow you to access funds when needed while only paying interest on what you use. At San Juan Mountains, we're dedicated to ensuring our members receive exceptional service and support throughout their borrowing journey. To learn more about refinancing options or checking your eligibility for any of our loan products, feel free to reach out at 970-417-0855 or visit us at 333 N Townsend Ave Montrose Co 81401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you make informed decisions every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore other financing options that can assist you in reaching your homeownership dreams.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing you to make informed decisions without hidden surprises.

SAN JUAN MOUNTAINS CREDIT UNION