Personal Loans in Austin, TX

Looking for a personal loan in Austin with low interest rates? Local credit unions offer friendly service and competitive rates designed to fit your budget and lifestyle. Comparing your options helps you find the best loan to meet your needs without the hassle.

Whether you need to consolidate debt, cover unexpected expenses, or plan a big purchase, Austin’s credit unions provide flexible terms and quick approvals. Start comparing today to secure a loan that feels right for you and supports your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
skyone
13.5 - 13.99 %
$50,000
∞
itcu
13.74 %
4 - 6 Yrs
$7,499.99
∞
truwest
14 - 17.75 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Intouch has a personal loan with an APR of 13.74% today. There's no change in the rate compared to 7 and 30 days ago. Truwest has a Personal line of credit with an APR of 14% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
130 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419
CAPITOL CREDIT UNION
133 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $215,295,025
Deposits: $24,374,717
Net Worth: $26,499,311
Employees: 49
Members: 13,061
VELOCITY CREDIT UNION
4220 S LAMAR BLVD AUSTIN TX 78704
ATM
P2P
E-Statements
E-Signature
Assets: $1,030,172,313
Deposits: $95,185,676
Net Worth: $154,057,049
Employees: 213
Members: 76,922
RANDOLPH-BROOKS FEDERAL CREDIT UNION
205 W BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,549,897,730
Deposits: $205,518,113
Net Worth: $2,188,129,649
Employees: 2366
Members: 1,158,867

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

Why compare Personal Loans in Austin, TX on LendMesh

If you’re searching for a credit union with low interest rates for personal loans in Austin, TX, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable rates tailored to your needs. Taking a little extra time now could save you money and stress down the road.

Consider subscribing to LendMesh for personalized alerts that match your target loan rate—whether that’s 4%, 5%, or another figure. You’ll receive timely notifications when offers drop below your set threshold, along with expert insights, rate trends, and curated loan deals sent weekly or monthly. Join thousands of Austin borrowers who rely on LendMesh to stay informed and find the best financing opportunities.

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