Personal Loans in Waco, TX

Looking for a personal loan in Waco, TX? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Getting the right loan is easier when you explore your options side by side.

Whether you need cash for an emergency or a special project, local loan places in Waco offer fast, friendly service. Start comparing today and borrow with confidence from lenders who know and support your community.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
fccu
9.99 - 17.99 %
2 - 7 Yrs
rallycu
9.99 - 18 %
5 Yrs
rbfcu
10 - 12.15 %
2 - 5 Yrs
truitycu
10.25 - 11.75 %
1 - 6 Yrs
bankwithrave
10.25 - 17.25 %
5 Yrs
texasbaycu
10.49 - 14.99 %
2.1 - 7 Yrs
firstmarkcu
10.49 - 18 %
1 - 5 Yrs
$50,000
bfcu
10.5 - 17.15 %
1 - 5 Yrs
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. First Community has a Personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days but is lower than 90 days ago. Their Debt consolidation loan has an APR of 11.49% , also unchanged from the last 7, 30, and 60 days, and down from 90 days ago.

Rally's personal loan rates for signature and line of credit loans are 9.99% APR today, down from 12.5% seven days ago. There is no data for 30 or more days ago for comparison. Randolph Brooks has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 11.2% APR, also unchanged during these time periods. Truity's Advantage personal 65 loan has a fixed APR of 10.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal 30 loan carries an APR of 11.75% , also unchanged during those time frames.

Rave Financial's Personal loan has an APR of 10.25% today, down from 12% thirty, sixty, and ninety days ago, and unchanged from seven days ago. The Flexible line of credit (variable) has a steady APR of 11.75% , with no change over the past seven, sixty, or ninety days. Texas Bay's Signature loans have a 10.49% APR today, which is unchanged from 7 and 30 days ago but higher than 90 days ago when the rate was 9.99% . The rate has stayed steady over the past month after increasing from earlier in the year.

Firstmark's the Do something special! personal loan with an APR of 10.49% . This rate has stayed the same over the past 7 and 30 days. Barksdale has a Personal line of credit with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 11.9% , also unchanged during those periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

🏦 All Local Lenders in Waco, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HEART O' TEXAS FEDERAL CREDIT UNION
7412 MAEHR RD WACO TX 76705
ATM
Drive-Thru
P2P
E-Statements
Assets: $60,212,853
Deposits: $1,336,516
Net Worth: $4,005,043
Employees: 24
Members: 5,752
MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION
845 NEW DALLAS HWY WACO TX 76705
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $207,093,709
Deposits: $13,261,906
Net Worth: $32,249,737
Employees: 51
Members: 19,341
EDUCATORS CREDIT UNION
100 BOLLING DR WACO TX 76705
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $545,894,678
Deposits: $81,867,679
Net Worth: $102,377,994
Employees: 50
Members: 27,838
FIRST CENTRAL CREDIT UNION
3100 BELLMEAD DR WACO TX 76705
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,681,567
Deposits: $12,723,279
Net Worth: $26,118,117
Employees: 72
Members: 19,844
GENCO FEDERAL CREDIT UNION
1500 N LOOP 340 WACO TX 76705
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $444,066,893
Deposits: $55,963,796
Net Worth: $56,824,780
Employees: 99
Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

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