Personal Loans in Springfield, MO

Looking for the best low rate loans in Springfield, MO? Compare personal loan offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. It’s quick, easy, and designed with your financial goals in mind.

Springfield neighbors rely on community credit unions and banks known for fast approvals and friendly service. Whether it’s for unexpected expenses or a big purchase, you can confidently choose the loan that works best for you right here at home.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
cccu
6.99 - 10.99 %
5 Yrs
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
firstcommunity
8.25 - 10.45 %
5 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
togethercu
8.64 - 11.99 %
6 Yrs
navyfederal
8.74 - 18 %
3.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

First Community's personal loans like The wedding loan (signature loan) with an APR of 8.25% and the Member's choice (signature loan) at 10.45% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Vacation/holiday loan also holds steady at 9% APR. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Springfield, MO

Lender NameBranch AddressOffice ServicesLender Snapshot
BLUCURRENT CREDIT UNION
1607 W KEARNEY ST SPRINGFIELD MO 65803
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $347,474,130
Deposits: $10,630,329
Net Worth: $37,501,449
Employees: 84
Members: 23,251
ASSEMBLIES OF GOD CREDIT UNION
1535 N CAMPBELL AVE SPRINGFIELD MO 65803
Drive-Thru
P2P
E-Statements
Assets: $435,046,110
Deposits: $45,315,005
Net Worth: $36,817,344
Employees: 64
Members: 18,227
VOLT CREDIT UNION
2440 N KANSAS EXPY SPRINGFIELD MO 65803
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $86,664,616
Deposits: $5,523,883
Net Worth: $7,814,932
Employees: 26
Members: 6,884
VOLT CREDIT UNION
3319 N GRANT AVE SPRINGFIELD MO 65803
P2P
E-Statements
E-Signature
Assets: $86,664,616
Deposits: $5,523,883
Net Worth: $7,814,932
Employees: 26
Members: 6,884

🏘️ All the Lenders Available in Greene County, MO

Compare other loan types in Springfield, MO

Why compare Personal Loans in Springfield, MO on LendMesh

If you’re in Springfield, MO and looking for the best low rate loans, take your time exploring multiple lenders on LendMesh. Comparing different offers can help you uncover better deals and more affordable options tailored to your needs. There’s no rush—finding the right loan means understanding all your choices and feeling confident in your decision.

Subscribe to LendMesh to get personalized alerts that match your target loan rates, whether that’s 4%, 5%, or another number. You’ll receive timely notifications as soon as offers fall below your preferred rate, plus expert insights, weekly or monthly updates on rate trends, and hand-picked loan deals. Join thousands of Springfield borrowers who trust LendMesh to stay informed and seize the best loan opportunities.

Customers are also interested in:

Best Low Rate Loans