Volt Credit Union Springfield MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Volt, your trusted partner in financial well-being since 1935. Located at 3319 N Grant Ave, Springfield, MO 65803, our credit union has been dedicated to serving the community with a personal touch. With a strong membership of 6,884 and total assets reaching an impressive $86,664,616, we prioritize your financial needs while fostering a sense of belonging. At Volt, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you be it checking and savings accounts, auto loans, or personal loans. Our commitment to excellence is reflected in our total deposits of $5,523,883 and a solid net worth of $7,814,932. While members can visit us at our branch for assistance, official correspondence should be sent to our mailing address: PO Box 1217, Springfield, MO 65801. Under the leadership of our CEO, Christopher Moss, and Board President Bill Jameson, we strive to create a welcoming environment where your financial goals are supported every step of the way. Our team of 26 employees is ready to assist you from Monday through Friday, with lobby hours from 11 AM to 1 PM. Join us today at Volt! Whether you need guidance on loans or want to explore our banking options further, don't hesitate to reach out at (417) 862-0471 or visit us online at voltcu.org. Your financial future starts here!

Branch History & Mission

Commitment to the Community

At Volt, we understand that our success is intertwined with the well-being of our community. That's why we actively engage in outreach efforts and partnerships that foster growth and improvement within Springfield. Whether it's sponsoring local events or offering financial literacy workshops, we're dedicated to making a difference beyond just banking. While members can visit us at 3319 N Grant Ave Springfield Mo 65803, official correspondence should be sent to PO Box 1217, Springfield, MO 65801 if necessary. Our operating hours are conveniently set from 11 AM to 1 PM on Mondays, Tuesdays, Thursdays, and Fridays, allowing you ample time to connect with us.

Looking Ahead

As we look toward the future, digital advancements continue to shape how we serve you. With online banking options, mobile payments, and electronic statements available, managing your finances is easier than ever. We're also proud of our commitment to ADA compliance, ensuring that all members of our community can access our services comfortably. Join us at Volt as we continue this journey together. Experience firsthand how we put people before profits and strive for excellence in every interaction. Your membership means more than just banking; it means being part of something greater a community united by trust and shared values. For any inquiries or assistance, please feel free to reach out at (417) 862-0471. We can't wait to welcome you!

Our Journey

From our humble beginnings, Volt has blossomed into a vital financial institution with a total membership of 6,884. Over the years, we've expanded our services to include personal banking, auto loans, mortgages, and business banking, all designed to support our members in achieving their financial goals. Today, we manage total assets of $86,664,616, reflecting our strength and stability in the industry. Our mission is clear: to provide accessible financial services while empowering our members through education and community support. We believe that everyone deserves the opportunity to thrive financially, which is why we prioritize personalized service that caters to individual needs.

Branch Location & Accessibility

Welcome to Volt, your friendly neighborhood credit union located at 3319 N Grant Ave in Springfield, MO. We're proud to be a part of the vibrant Greene County community, making banking accessible and convenient for our members. Whether you're just down the road or visiting from nearby landmarks like the Springfield Botanical Gardens, we're here to help you with all your financial needs. At Volt, we understand that convenience matters. Our branch is designed to be easily accessible with ample parking available right outside. We prioritize inclusivity, ensuring that our facilities meet ADA compliance standards so everyone can visit us without hassle. You can drop by our branch during our lobby hours Monday, Tuesday, Thursday, and Friday from 11 AM to 1 PM. If you have any questions or need assistance, feel free to give us a call at 417-862-0471. While you're here, take advantage of our wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. If you need to send us official correspondence, please use our mailing address: PO Box 1217, Springfield, MO 65801. We invite you to come see us at Volt! Experience personalized banking where every member counts. Your financial journey starts here!

Member Eligibility

At Volt, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of something special, membership is open to those who live, work, or worship in the Springfield area, as well as their family members. This means that if you have a connection to our vibrant community, you're already on your way to enjoying the benefits that come with being part of our credit union. We offer a range of services designed to help you thrive, from personal banking options to auto loans and mortgage services. Getting started is easy! Simply visit us at 3319 N Grant Ave Springfield Mo 65803 or give us a call at (417) 862-0471 for any questions you might have. You can also check out the detailed eligibility criteria by visiting [this link]. When you're ready to open an account, head over to this page for a smooth and welcoming process. Join us today at Volt, where your financial journey becomes our mission!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make accepting payments straightforward and efficient. Imagine being able to process transactions seamlessly while focusing on what you do best running your business. With tools tailored for various industries, we ensure that your payment solutions align perfectly with your operational needs. Located at 3319 N Grant Ave Springfield Mo 65803, Springfield, MO 65803, we invite you to connect with us today at (417) 862-0471 to learn more about how our business banking services can empower your enterprise!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking services that include Merchant Services and Business Loans. Whether you're just starting out or looking to expand your operations, we provide the tools necessary for growth and success.

Convenient Digital Access

In today's fast-paced world, convenience matters. That's why we've equipped our members with robust Online & Mobile Banking features. You can easily manage accounts, transfer funds, pay bills, and even send money directly to friends through our person-to-person payment service all from the comfort of your home or on the go. Though we currently do not have ATM facilities or drive-thru services available at this branch, we encourage members to take advantage of our digital banking options for quick access anytime. If you're ready to explore how Volt can help you achieve your financial dreams, don't hesitate to reach out! Call us at (417) 862-0471 or visit us during lobby hours from 11 AM to 1 PM on weekdays. Join us today and discover how convenient banking can truly be!

Financing Your Dreams

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide flexible terms that fit your budget. We aim to make the process seamless so you can focus on choosing the perfect vehicle rather than worrying about financing. For those dreaming of homeownership or looking to refinance, our Mortgage Loans & Refinancing services are here to help. We understand that every homeowner's journey is unique, which is why we work closely with you to find the best mortgage solution.

Personal Banking Made Easy

Managing your finances can be simple and stress-free with our Personal Banking services. We offer various Checking & Savings Accounts tailored to suit different lifestyles and financial goals. Whether you're saving for a vacation or setting up an emergency fund, our accounts come with competitive rates and easy access through online and mobile banking.

Supporting Your Financial Goals

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you have options to manage those costs effectively. Our team is ready to guide you through the application process so you can get back on track without added stress. Additionally, if you're looking for a card that rewards your spending, our Credit Cards with Rewards can add extra value to your everyday purchases. Earn points for travel or cashback on groceries whatever suits your lifestyle best!

Digital & Online Banking

Easy Transfers and Real-Time Management

Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. You can handle transactions in real time without any extra fees. Everything is designed with ease of use in mind so you can focus on what really matters. At Volt, we prioritize security, ensuring that your information is safe while you enjoy these convenient services. With our user-friendly interface, you'll find it easy to manage your accounts anytime, anywhere. Join us in embracing a modern way to bank!

Key Features for Your Convenience

Our online banking platform allows you to check your balances, pay bills, and transfer money with just a few clicks. You can also take advantage of our electronic signature authorization feature, which makes signing documents quick and hassle-free. Want to keep track of your statements? We provide e-statements that are not only environmentally friendly but also easily accessible from your device. If you're always on the move, our mobile application offers all the features you need right at your fingertips. Plus, with our mobile payments feature, you can make purchases directly from your phone no need to carry cash or cards!

Financial Strength

At Volt, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your money is safe and growing. With a net worth of $7,814,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,554,645 in share certificates and $8,459,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,232,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,490,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $47,977 in used auto loans and $56,059,520 in total loans and leases. Our operational efficiency is evident with a net income of $-$315,580, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 12,030, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Volt is your trusted partner. Visit us at 3319 N Grant Ave Springfield Mo 65803 or call (417) 862-0471 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,263,710 in used vehicle loans and $6,342,772 in new vehicle loans already helping members get on the road. We provide flexible financing options to make your car-buying experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,037,819, make buying or refinancing simple. We aim to assist you at every step of the home loan process. If you're considering refinancing your current mortgage, ask us about our competitive rates and eligibility options.

Other Loan Options

In addition to auto and mortgage loans, we have personal loans for debt consolidation and other personal needs. Our total credit lines amount to $13,048,712, allowing members access to additional funds when necessary. No matter what type of loan you're interested in, our dedicated team is here to guide you through the application process and help you find the best option for your situation. You can reach us at (417) 862-0471 for more information or visit us at our branch located at 3319 N Grant Ave Springfield Mo 65803 in Springfield, MO. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,811,685 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for all users.

VOLT CREDIT UNION - Springfield, MO

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