BluCurrent Springfield MO Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Blucurrent, your trusted financial partner located at 1607 W Kearney St, Springfield, MO 65803. Established in 1929, we have been dedicated to serving our community for over nine decades, helping our members achieve their financial goals with personalized service and a range of competitive products. As of now, we proudly support over 23,251 members with a robust membership base that reflects our commitment to community growth and prosperity. At Blucurrent, we understand that banking is not just about transactions; it's about relationships. With total assets of $347,474,130 and total deposits reaching $10,630,329, we are well-equipped to provide you with the best banking solutions tailored to your needs. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and comprehensive business banking options. Under the leadership of CEO Craig Tabor and Board President Garry Rose, our team of 84 dedicated employees is here to assist you every step of the way. Whether you're looking for guidance on loans where we currently manage a total loan portfolio of 15,601 loans or seeking advice on savings strategies with our total shares deposited amounting to $293,033,498, we're committed to your success. While members can visit us at our branch for face-to-face support or simply call us at 417-887-1983, official correspondence should be directed to the same address as our branch location. Our drive-thru service makes it even easier for you to manage your finances without stepping inside. We invite you to explore all that Blucurrent has to offer by visiting us online at blucurrent.org. Whether you're a long-time member or new to our community, we look forward to being a part of your financial journey!

Branch History & Mission

At Blucurrent, we take pride in our rich history and unwavering commitment to serving the community of Springfield, Missouri. Founded in 1929, our Kearney Branch has grown from humble beginnings into a trusted financial institution that now boasts over 23,000 members. Located at 1607 W Kearney St, we are ideally situated to serve the vibrant neighborhoods around us. Over the years, Blucurrent has continually adapted to meet the needs of our members. Our total assets have reached an impressive $347,474,130, a testament to our stability and growth. This success allows us to offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. We are proud to facilitate financial wellness for individuals and families throughout our community. Our mission is simple yet powerful: to empower our members by providing them with affordable financial services while fostering a spirit of community support. We believe that when our members thrive, so does the community as a whole. Whether you're looking for savings accounts or vehicle financing options, we strive to offer products tailored to your unique circumstances. While members can visit us at our branch location for all their banking needs like utilizing our drive-thru service for quick transactions official correspondence should be sent to 1607 W KEARNEY ST, SPRINGFIELD, MO 65803 if different from our branch address. Blucurrent is not just about banking; it's about building relationships. We actively engage in community outreach programs and partner with local organizations to ensure that we contribute positively to Springfield's growth and well-being. Our staff is dedicated to providing exceptional customer service and ensuring that every member feels valued. In keeping pace with modern technology, we offer online and mobile banking services, making it easier than ever for you to manage your finances on the go. Our commitment extends beyond traditional services; we also prioritize ADA compliance so everyone can access our resources comfortably. We invite you to join Blucurrent today and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter future for ourselves and our community! For more information or any inquiries, feel free to contact us at 417-887-1983 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Accessibility Features

At Blucurrent, we prioritize making banking accessible for everyone. Our branch features ADA-compliant ramps and ample parking, ensuring that all members can navigate our space with ease. If you're in a hurry, take advantage of our convenient drive-thru banking service for deposits, withdrawals, and simple transactions without leaving your vehicle.

Operating Hours

We invite you to visit us during our friendly operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. This gives you plenty of time throughout the week to stop in when it suits you best. Whether you're looking to open a new account or discuss loan options, our team is ready and eager to assist.

Services Offered

Blucurrent provides a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also offer credit cards with rewards and business banking services. With online and mobile banking available, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to give us a call at 417-887-1983. Our dedicated team looks forward to welcoming you at the Kearney Branch!

Member Eligibility

At Blucurrent, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is easy! If you're in the Springfield area or work at one of our partner organizations, you're already on the right track. We welcome individuals who live, work, worship, or attend school in Greene County. Joining us means you'll enjoy personalized financial services tailored just for you, whether it's opening a checking account, securing an auto loan, or accessing online banking features. For more details on eligibility criteria, feel free to visit our website. Ready to take the next step? Opening an account is straightforward! Just give us a call at (417) 887-1983 or stop by our branch located at 1607 W Kearney St Springfield Mo 65803. Our friendly staff is here to guide you through every step of the process and ensure that your membership experience feels welcoming and inclusive. Join us today and discover how being a part of Blucurrent can make a difference in your financial journey!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine running a busy café or retail shop. Your customers want quick and easy payment options. That's where our merchant services come in. With our reliable payment processing solutions, you can accept payments seamlessly be it credit cards or mobile payments allowing you to focus on what you do best: serving your customers. Whether you're just starting out or looking to expand, Blucurrent at 1607 W Kearney St Springfield Mo 65803 in Springfield, MO is here to help you every step of the way. Give us a call at (417) 887-1983 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,538,536, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier for you to hit the road in style. We work with you to find a loan that fits your budget and lifestyle, so you can drive away knowing you've made a smart choice.

Business Banking

If you're a business owner, we have solutions tailored specifically for you. Our business banking services, including merchant services and business loans, are designed to help you manage cash flow effectively while supporting your growth ambitions.

Credit Cards with Rewards

Our credit cards come with rewarding benefits that fit into your lifestyle. With cash back or travel rewards, using your card for everyday purchases can lead to exciting perks down the line.

Mortgage Loans & Refinancing

For those ready to settle into their dream home, our mortgage loans and refinancing options are designed to help you navigate the buying process smoothly. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can manage your accounts anytime, anywhere whether checking balances, transferring funds, or paying bills all from the palm of your hand. Feel free to reach out if you have any questions or need assistance! You can call us at 417-887-1983 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. At Blucurrent, we are committed to making banking easy and accessible for all our members! Take the next step towards achieving your financial goals with us today!

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for everyday banking needs. Need quick access to your cash? Our basic drive-thru service allows you to make deposits and withdrawals without leaving your vehicle.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide the financial flexibility you need. If you're juggling multiple debts, consider our debt consolidation services which can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which brings banking right to your fingertips. From mobile payments to person-to-person transfers, sending money to friends or family has never been easier or quicker. And if you prefer going paperless, our e-statements are available for all members, letting you keep track of your finances without cluttering your mailbox. Security is a top priority for us at Blucurrent. Our electronic signature authorization allows you to complete transactions safely from the comfort of your home. You can rest easy knowing that our systems are designed to protect your sensitive information every step of the way. Whether you're on the go or relaxing at home, our digital banking options provide real-time access to your accounts. With features like mobile payments and convenient online banking, managing your finances has never been more accessible. Join us at Blucurrent today and experience the future of banking!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $34,803,703 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options. This allows us to enhance security measures for your peace of mind. With $5,661 in used auto loans and $276,789,957 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

The trust placed in us is showcased by our Total Share Accounts: 49,485, showing a strong and growing member base that relies on Blucurrent for their financial needs. Additionally, we have net shares amounting to $5,942, which represents funds available for lending and investments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blucurrent is your trusted partner. Visit us at 1607 W Kearney St Springfield Mo 65803 or call (417) 887-1983 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $436,389, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 7 part-time employees who are dedicated to serving you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $77,168,660 in share certificates and $54,046,423 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests, reflected in our approach to managing $2,728,010 in non-member deposits. Unlike traditional banks, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $37,501,449, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,658,800 in used vehicle loans and $10,300,422 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find the right fit for your lifestyle. Plus, if you're considering refinancing your current auto loan, we can help with that too.

Business Loans

For business owners, our outstanding commercial loans totaling $31,538,536 provide the capital needed to grow and expand. We know how crucial it is for businesses to access funds when they need them most, so we offer tailored solutions that fit various business needs.

Financial Insights

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. This transparency ensures you can trust our offerings as reliable and beneficial for your financial health. If you're ready to explore any of our loan products or want more information about refinancing options, please feel free to reach out! You can contact us at (417) 887-1983, visit us at 1607 W Kearney St Springfield Mo 65803, or check out our website at http://www.blucurrent.org. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,599,512, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and feel confident in your decision.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $7,349,442 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to give you more control over your spending.

Loan Aggregator

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BLUCURRENT CREDIT UNION - Springfield, MO

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