Volt Credit Union Springfield MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Volt, your trusted financial partner located at 2440 N Kansas Expy, Springfield, MO 65803. Established in 1935, we have been serving our community for over eight decades, fostering a strong bond with our members and helping them achieve their financial goals. With a proud membership of 6,884 individuals, we are committed to providing personalized banking solutions that truly make a difference. At Volt, we manage total assets of $86,664,616 and have facilitated over 73,109 loans and leases to our valued members. Our dedication to excellence is reflected in our substantial total deposits of $5,523,883, ensuring that your savings are secure and accessible when you need them. Our net worth stands at an impressive $7,814,932, showcasing our stability and commitment to sound financial practices. While members can visit us at our Springfield branch for all their banking needs, official correspondence should be sent to PO Box 1217, Springfield, MO 65801. Whether you're looking for auto loans, mortgage options, or personal banking services, our experienced team is here to guide you every step of the way. Led by CEO Christopher Moss and Board President Bill Jameson, our dedicated staff of 26 employees is passionate about supporting our community. We offer a range of services including checking and savings accounts, credit cards with rewards, business banking solutions, and much more. Ready to experience exceptional service? Call us today at 417-862-0471 or visit us online at voltcu.org to discover how we can help you reach your financial dreams!

Branch History & Mission

At Volt, we proudly trace our roots back to 1935, when we first opened our doors in Springfield, MO. Over the decades, we have grown from a small credit union into a thriving financial institution that now serves over 6,800 members. Our location at 2440 N Kansas Expy, Springfield, MO 65803 has become a cornerstone of the community. We are more than just a bank; we're a part of the lives of our members and the local community. Our mission is clear: to provide excellent financial services while supporting our members in achieving their financial goals. We believe in empowering individuals and families through accessible banking options, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. At Volt, we strive to foster financial literacy and responsibility among our members, ensuring they feel confident in their financial decisions. As technology has evolved, so have we. Our commitment to providing modern banking solutions means that our members can enjoy online and mobile banking services for convenience and ease of access. With features like electronic signatures, mobile payments, and person-to-person transactions, banking with us is simple and efficient. Our dedication extends beyond just numbers; we actively engage with our community through various outreach programs. We understand the importance of giving back and strive to make a positive impact through partnerships with local organizations. These collaborations allow us to support initiatives that matter most to our members. For those who prefer face-to-face interactions or need quick transactions, we offer drive-thru banking services as well as ATM availability for easy cash withdrawals. While members can visit us at 2440 N Kansas Expy, official correspondence should be sent to PO Box 1217, Springfield, MO 65801. As we continue to grow with total assets exceeding $86 million we invite you to become part of our family at Volt Credit Union. Whether you're looking for personal banking solutions or need assistance with business financing, we're here for you every step of the way. Join us today and experience the supportive environment that makes Volt not just a bank but a trusted partner in your financial journey. Feel free to reach out at (417) 862-0471 during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for drive-thru service. Let's build a brighter financial future together!

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Our friendly staff is just a phone call away at 417-862-0471. While members can visit us at 2440 N Kansas Expy, official correspondence should be sent to PO Box 1217, Springfield, MO 65801. Come visit Volt today! We look forward to helping you with personal banking, auto loans, mortgage services, and much more. Your financial journey starts here!

Nearby Landmarks and Accessibility

Our branch is close to several well-known spots, making it a breeze to find us. If you're near the local Walmart or the vibrant downtown area, just hop on over! We prioritize accessibility with features like ADA compliance and ramps for easy entry. Plus, ample parking is available, so you won't have to worry about finding a spot.

Operating Hours and Services

Volt operates during convenient hours to fit your busy schedule: our lobby welcomes you from 10:00 AM to 5:00 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturdays. For those quick transactions, our drive-thru service is available for deposits and withdrawals. We also offer ATM access if you're looking for cash on the go.

Member Eligibility

At Volt, we believe that everyone deserves a financial partner that truly cares. Joining our vibrant community is easy and welcoming! To become a member, you simply need to meet a few friendly criteria, which generally include residing, working, or attending school in the area. This means if you're part of our local Springfield community or have ties to it, you're likely eligible! For the most up-to-date details about eligibility, feel free to check out our resource. Once you know you're eligible, opening an account with us is a breeze. You can start your journey towards better banking by visiting our account opening page here: https://voltcu.mymortgage-online.com/. If you have any questions or need assistance along the way, don't hesitate to reach out! Just give us a call at (417) 862-0471, and one of our friendly team members will be happy to help you. We can't wait to welcome you into the Volt family at 2440 N Kansas Expy Springfield Mo 65803!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to purchase new equipment, expand your team, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial. Picture this: your customers can make payments easily, whether in-store or online. With our merchant services, you can streamline transactions and focus more on what matters growing your business. At Volt, located at 2440 N Kansas Expy Springfield Mo 65803 in Springfield, MO, we're dedicated to helping businesses thrive. Contact us at (417) 862-0471 to learn how our business banking solutions can work for you!

Comprehensive List Of Services

Connect With Us

At Volt, we're committed to making your banking experience positive and straightforward. If you'd like to learn more about how we can assist with your financial needs or explore any specific service, please don't hesitate to reach out! Give us a call at (417) 862-0471, visit us during our operating hours (M-F 8:00-5:30; Sat 9-12), or check out our website at http://www.voltcu.org. We look forward to helping you achieve all your financial dreams!

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize technology in our offerings. With our online and mobile banking features, managing your accounts has never been easier. From checking balances to transferring funds, everything is just a click or tap away. You can also take advantage of our ATM services for quick cash withdrawals or balance checks whenever you need them. Don't forget about our accessible drive-thru banking! Whether you're making deposits or simple transactions, we've got it all covered without requiring you to leave your car.

Personal Banking Solutions

Whether you're looking for a new way to manage your day-to-day finances or planning for future expenses, our personal banking services have got you covered. We offer checking and savings accounts that make it easy for you to save and spend wisely. Imagine effortlessly keeping track of your budget with online tools while enjoying the benefits of competitive interest rates. If you're considering buying a car or need financing for a vehicle, our auto loans and vehicle financing options can help you get on the road quickly and affordably. And if you're dreaming of homeownership, our mortgage loans and refinancing services are designed to guide you through the process smoothly.

Support for Your Financial Goals

Need extra cash for unexpected expenses? Our personal loans and debt consolidation options can provide the support you need without the stress. Plus, with our credit cards featuring rewards, you can earn points while making purchases, giving you even more value for your spending. For those running their own businesses, we offer tailored business banking solutions, including merchant services and business loans. We believe that small businesses are the backbone of our community, and we're here to support your growth every step of the way.

Digital & Online Banking

Key Features

Our online banking platform includes user-friendly features like electronic signature authorization, allowing you to sign documents quickly and securely from anywhere. Plus, with e-statements available, you can say goodbye to paper clutter and easily keep track of your financial history right from your device. For those who prefer to manage their finances through their smartphones, our mobile application is here to help. Enjoy the convenience of mobile payments, making transactions simple and fast. You can also transfer money between friends with our person-to-person transfer feature, making splitting bills or sending gifts easier than ever.

Security and Accessibility

Security is our top priority at Volt. Our online services are designed with robust security measures so that you can bank with confidence. You'll have real-time access to your account balances, transaction history, and more all in a secure environment. With the combination of accessibility and ease-of-use, managing your money has never been simpler. Whether you're paying bills or checking your balance, our digital banking tools are built for members who want efficiency without compromising safety. Explore all these features today at http://www.voltcu.org and experience how effortless banking can be!

Financial Strength

A Growing Community

We are thrilled to serve a growing member base with a total of 12,030 share and deposit accounts. This shows the trust our community places in us as their financial partner. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Volt is your trusted partner. Visit us at 2440 N Kansas Expy Springfield Mo 65803 or call (417) 862-0471 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. We have $9,554,645 in share certificates and $8,459,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,232,000, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

Our commitment to serving our members includes reinvesting our profits back into the community. With $6,490,423 in undivided earnings, we enhance our offerings with innovative banking tools, stronger lending options, and improved security measures.

Solid Financial Foundation

With a net worth of $7,814,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is reflected in our net worth ratio of 9.01%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are proud to support your financial aspirations with $47,977 in used auto loans and $56,059,520 in total loans and leases. Our lending capacity allows us to assist you across various sectors as you work towards your goals. Our operational efficiency shines through with a net income of $-$315,580, enabling us to continue offering competitive loan rates and robust financial products tailored just for you. The strength of our team also plays a crucial role; we employ 24 full-time employees and 2 part-time employees who are dedicated to serving your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,263,710 in used vehicle loans and $6,342,772 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

For those who need extra flexibility, our credit lines are available with a total amount of $13,048,712. This option allows you to borrow as needed while only paying interest on what you use. At Volt, we're dedicated to supporting our community's financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (417) 862-0471, or visit us at 2440 N Kansas Expy Springfield Mo 65803 in Springfield, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,037,819, make buying or refinancing simple. We also provide guidance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,811,685 in loans helping members manage their finances effectively. This product provides an easy way to handle everyday expenses while enjoying peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent. By only featuring legitimate financial institutions, LendMesh guarantees verified data in its comparisons.

VOLT CREDIT UNION - Springfield, MO

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