Personal Loans in Cold Spring, MN 56320

Looking for a personal loan in Cold Spring, MN? Compare offers from trusted credit unions and find flexible repayment plans tailored to your needs. Whether it’s debt consolidation or a special purchase, local lenders provide friendly service and competitive rates you can count on.

Take the guesswork out of borrowing by exploring multiple loan options side-by-side. In Cold Spring, MN, you have access to fast approvals and personalized support that makes financing simpler and stress-free. Start comparing today to find the best loan for your financial goals.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 10.99 %

5 Yrs

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 17.99 %

6 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Trustone Financial's an Adoption loan with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Personal loan (unsecured) has a 10.99% APR, also unchanged from 7, 30, and 60 days ago. The Personal line of credit (unsecured) carries a 12.49% APR with no change in the last 7, 30, or 60 days.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Cold Spring, MN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MAGNIFI FINANCIAL CREDIT UNION	208 3RD AVE S COLD SPRING MN 56320	⏰ Monday thru Thursday 8:00 AM to 5:00 PM Friday 8:00 AM to 6:00 PM Saturday 8:00 AM to 12:00 PM 📞 3206854007 📠 3202564532	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,493,084,264 Deposits: $276,731,853 Net Worth: $272,083,942 Employees: 401 Members: 85,210

🏘️ All the Lenders Available in Stearns County, MN

✅MAGNIFI FINANCIAL CREDIT UNION

✅AFFINITY PLUS FEDERAL CREDIT UNION

✅GREAT RIVER FEDERAL CREDIT UNION

✅BLAZE CREDIT UNION

✅ST CLOUD FINANCIAL CREDIT UNION

✅TRUSTONE FINANCIAL CREDIT UNION

✅CATHOLIC UNITED FINANCIAL CREDIT UNION

Compare other loan types in Cold Spring, MN

Why compare Personal Loans in Cold Spring, MN on LendMesh

If you’re searching for credit unions and loans in Cold Spring, MN, keep exploring your options on LendMesh to find the best deals tailored to your needs. Comparing multiple lenders helps you discover cheaper rates and flexible terms, so you can borrow with confidence and ease. Taking a little extra time now can pay off in savings down the road.

Consider subscribing to LendMesh for personalized loan alerts based on your target rate—whether it’s 4%, 5%, or another goal. You’ll receive timely notifications the moment offers drop below your set threshold, along with weekly or monthly updates packed with expert insights, rate trends, and hand-picked deals. Join thousands of Cold Spring borrowers who trust LendMesh to stay informed and seize the best loan opportunities.

Customers are also interested in:

Credit Union And Loans