Welcome to st-cloud-financial, a trusted financial institution established in 1934 that is dedicated to empowering our community through exceptional service and innovative banking solutions. Under the leadership of CEO Jed Meyer and Board President Randy Schreifels, we pride ourselves on our member-first approach, fostering a sense of belonging and support for all individuals, including military members, throughout our region. Headquartered in the vibrant city of Sartell, MN, we have built a strong foundation based on trust, accessibility, and a commitment to enhancing the financial well-being of our members.

At st-cloud-financial, we understand that modern banking requires more than just traditional services. That’s why we offer a suite of advanced tools designed for your convenience, including robust online banking capabilities, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. As an NCUA-insured institution since 5/26/1971 0:00, you can rest assured that your funds are secure with us. For more information about our services or to get started with your financial journey, please visit our website at https://scfcu.org/ or reach out via fax at (320) 258-4520. Join us today and experience the difference that community-focused banking can make in your life.

At St. Cloud Financial, we understand that managing your finances is an essential part of achieving your goals, whether that's planning for significant life milestones or growing your small business. Our comprehensive suite of services includes personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans and debt consolidation. For business owners, our merchant services and business loans can help you thrive in today's competitive market. With a focus on convenience, we offer various digital access points such as online banking and a user-friendly mobile application that allows you to manage your finances anytime, anywhere. Members can take advantage of features like person-to-person transfers, mobile payments, e-statements, and e-signatures to streamline their banking experience.

Accessibility is at the heart of what we do at St. Cloud Financial. Our membership is designed to be inclusive, ensuring that a wide range of individuals can benefit from our financial solutions. To see if you qualify for membership, visit https://onlineaccounts.scfcu.org/membership/agreements . Additionally, if you're exploring loan options or want to compare rates for personal loans, you can check out our loan aggregator at https://www.lendmesh.com/loans/personal_loans for helpful insights. Should you need any assistance or have questions about our services, feel free to reach out via fax at (320) 258-4520. At St. Cloud Financial, we're dedicated to providing the support and resources you need to navigate your financial journey with confidence.

St. Cloud Financial has built a solid reputation as a trusted and valuable financial partner within the community, evident through its impressive metrics and commitment to service excellence. With a total membership of 25,469, the credit union demonstrates its strong relationship with members who rely on its services for their financial needs. The institution's total assets stand at an impressive 369,417,535, showcasing its stability and capacity to support a wide range of financial products.

Financial health is further reflected in St. Cloud Financial's net worth of 27,252,381 and a robust net worth ratio of 737. These indicators highlight the credit union's prudent management practices and ability to sustain long-term growth. In terms of profitability, the organization reported a net income of 834,565, demonstrating its effective operations and commitment to maximizing value for its members.

The credit union also boasts total deposits amounting to 2,330,972, which signifies trust from its members in managing their funds securely. With a diverse portfolio that includes 14,579 loans and leases, St. Cloud Financial caters to various borrowing needs while maintaining a commendable commercial loan volume of 89.

Moreover, the team behind St. Cloud Financial consists of 81 dedicated professionals who are committed to providing exceptional customer service and support to every member. This level of engagement ensures that clients receive personalized assistance tailored to their unique financial situations.

Transparency is at the core of St. Cloud Financial’s operations, with performance insights and financial data sourced directly from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This reinforces the institution's credibility and reliability as a financial partner.

To explore your options for personal loans, auto financing, or other lending opportunities, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.