ST. CLOUD FINANCIAL CREDIT UNION

Welcome to St. Cloud Financial, your trusted partner in financial wellness, located at 3030 1St St S, Saint Cloud, MN 56301. Since our establishment in 1934, we have been dedicated to serving our community and supporting our members' financial goals. With a robust membership of over 25,469 individuals and total assets exceeding $369 million, we pride ourselves on offering personalized services that empower you to achieve more. At St. Cloud Financial, we understand that each member has unique needs. That's why we provide a wide range of services, from personal banking and auto loans to business loans and mortgage options. As of now, we hold a total loan balance of 14,579, ensuring that we can meet the diverse financial demands of our members while maintaining a strong commitment to responsible lending. Our financial strength is reflected not only in our assets but also in our net worth of $27,252,381 and cash reserves totaling $4,334,655. These figures highlight our stability and ability to support you through various stages of your financial journey. Led by CEO Jed Meyer and Board President Randy Schreifels, our team is passionate about fostering relationships within the community. With a dedicated staff of 81 employees, we are here to provide friendly service with a smile whether you visit us in person or reach out via phone at 320-252-2634. We invite you to explore everything St. Cloud Financial has to offer by visiting our website at scfcu.org. For official correspondence, please use the same address as our branch: 3030 1st St S, Saint Cloud, MN 56301. Join us today and discover how we can help you secure a brighter financial future!

At St. Cloud Financial, we believe that everyone deserves the opportunity to join a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you may be eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to enjoy our services as well. For more detailed eligibility criteria, feel free to check out our website at this link. Once you're ready to take the next step, opening an account is straightforward. Just visit us at 3030 1St St S, Saint Cloud, MN 56301, or give us a call at 320-252-2634. We're here to guide you through the process and answer any questions you might have. Joining St. Cloud Financial not only connects you with great financial services but also opens the door to a community that prioritizes your well-being and financial success!

At St. Cloud Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we want to reassure you of our solid financial foundation. With a net worth of $27,252,381, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 737 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $121,189,428 in share certificates and $43,113,851 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,476,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,081 in used auto loans and a total of $314,453,763 in loans and leases. Our operational efficiency is evident with a net income of $834,565, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 51,289, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,556,432. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Cloud Financial is your trusted partner. Visit us at 3030 1St St S Saint Cloud Mn 56301 or call 320-252-2634 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.