St. Cloud Financial Becker MN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to St. Cloud Financial Credit Union - Becker, where your financial well-being is our top priority. Located at 14267 Bank St, Becker, MN 55308, we have been serving our community since 1934, building a trusted relationship with our 25,469 members. Our commitment to delivering exceptional service and personalized solutions has allowed us to grow our total assets to an impressive $369,417,535, ensuring we're equipped to meet your needs. At St. Cloud Financial, we understand that each member's journey is unique. Whether you're looking for auto loans, mortgages, or personal banking services, we offer a wide range of options tailored just for you. With total loans exceeding 14,579, and deposits totaling $2,330,972, we take pride in being a solid partner in your financial journey. Led by our dedicated CEO, Jed Meyer, and Board President, Randy Schreifels, our team of 81 employees is here to support you every step of the way. We aim not just to provide financial services but also to empower our members through knowledge and support. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 14267 Bank St, Becker, MN 55308-4630. Discover what makes us different! Whether you're interested in checking accounts with competitive rates or exploring options for business loans with a net member business loan balance of over $35 million, we're here to help. Ready to experience the St. Cloud Financial difference? Give us a call at 763-262-9888 or visit our website at scfcu.org today! Your financial future starts here.

Branch History & Mission

A Call to Action

We invite you to experience the difference at St. Cloud Financial. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans and credit cards, our dedicated team is ready to assist you. Visit us at 14267 Bank St, call us at 763-262-9888, or explore our website at St Cloud Financial for more information on how you can become a member today! Join us as we continue to grow together with Becker and beyond!

Commitment to Innovation

As times change, so do we. At St. Cloud Financial, we embrace digital advancements that make banking more accessible for everyone. Our online banking platform allows members to manage their accounts anytime and anywhere, while mobile payments provide convenience on the go. Furthermore, our commitment to ADA compliance ensures that all members can enjoy our services without barriers.

Our Mission

Our mission at St. Cloud Financial is simple yet impactful: we strive to empower our members by offering personalized financial solutions that enhance their lives. We understand that each member has unique needs; whether it's securing an auto loan for a new vehicle or finding ways to save for future goals, we are here to help every step of the way. We believe in building strong relationships within our community. Our initiatives go beyond banking; they encompass outreach efforts that support local events and charities. By partnering with local organizations and participating in community service projects, we aim to foster a spirit of cooperation and growth.

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the friendly atmosphere at St. Cloud Financial Credit Union - Becker. Whether you're looking for financial advice or just need a quick cash withdrawal from our ATM (which is readily available), we're here for you! Visit us today or give us a call we can't wait to help you achieve your financial dreams!

Operating Hours & Services Offered

We're here to serve you during our convenient operating hours. Feel free to call us at 763-262-9888 if you have any questions about when to visit. Our dedicated team is ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. We also provide business banking services for local entrepreneurs looking to grow their ventures. While members can visit us at 14267 Bank St, official correspondence should be sent to our mailing address at 14267 Bank St, Becker, MN 55308-4630.

Parking & Accessibility Features

We understand how important accessibility is, so our branch offers ample parking and features like ADA-compliant ramps to ensure everyone can access our services comfortably. Our drive-thru banking also adds another layer of convenience for those on the go, allowing you to handle deposits and withdrawals without leaving your vehicle.

Member Eligibility

At St. Cloud Financial, we believe that joining our community is a step towards financial empowerment and support. Becoming a member is easy and welcoming to anyone who lives, works, or worships in Becker and the surrounding areas. If you're looking for a friendly place to manage your finances, where you can access great benefits like competitive loan rates and personalized service, you've come to the right spot! To get started, simply check out our eligibility details at https://onlineaccounts.scfcu.org/membership/agreements . You'll find that we prioritize inclusivity and aim to make banking accessible for everyone. Ready to open an account? It's as simple as visiting us online at https://scfcu.org/apply-now or giving us a call at (763) 262-9888. We're excited to have you join our family at St. Cloud Financial, located at 14267 Bank St Becker Mn 55308!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $34,706,929, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services simplify transactions so you can focus on what matters most running your business. With easy payment processing options, you can accept various payment methods, ensuring a smooth experience for your customers. Located at 14267 Bank St Becker, MN 55308, we're here to partner with you on your journey to success. Reach out today at 763-262-9888 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Cash Services

Need cash on the go? Our branch offers ATM access for quick withdrawals and balance checks without any hassle. For everyday transactions like deposits and withdrawals, our drive-thru service ensures that you can complete banking tasks swiftly.

Business Banking Services

For business owners in Becker and surrounding areas, we offer robust business banking services including merchant services and business loans that help streamline operations and fuel growth. We understand that running a business comes with its own set of challenges; that's why we work closely with our members to provide personalized service and guidance.

Contact Us Today!

At St. Cloud Financial, we pride ourselves on being more than just a credit union; we are a community partner committed to helping our members thrive financially. If you're interested in any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at 763-262-9888 or visit us at our Becker branch today! Your financial success starts here!

Online and Mobile Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your phone. With features like electronic signatures and e-statements, handling your finances is both simple and secure.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to everyone, from students just starting out to families looking to manage their household finances effectively. With competitive rates and no hidden fees, saving money has never been easier. If you're considering buying a car, our auto loans and vehicle financing options can help get you behind the wheel with favorable terms tailored to fit your budget. We also offer mortgage loans and refinancing solutions so you can secure your dream home or lower your current mortgage payments. For those looking to consolidate debt or handle unexpected expenses, our personal loans provide flexible solutions with straightforward repayment plans. Plus, our credit cards come with rewards that let you earn while you spend.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With e-statements available at Yes, you can easily view and manage your financial statements digitally. If you're always on the move, our mobile application brings banking right into your pocket. You can make mobile payments and even send money to friends through person-to-person transfers effortlessly. At St. Cloud Financial, we understand the importance of accessibility and ease-of-use. Our digital banking features not only help you stay organized but also allow for real-time account management so that you're always in control of your financial situation. Experience the future of banking today at St. Cloud Financial where convenience meets security! For more information or to get started, visit us at https://scfcu.org/ .

Online Banking Services

With 24/7 online banking available at https://scfcu.org/ , you can check your account balances, pay bills, and transfer funds anytime you need. Our user-friendly platform ensures that you have complete control over your finances without any hassle.

Secure Transactions

Security is our top priority. Enjoy peace of mind knowing that all transactions made through our online services are protected with advanced encryption technology. Plus, we offer electronic signature authorization, making it simple for you to sign documents securely from anywhere.

Financial Strength

Efficient Operations

Our $834,565 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 51,289, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,556,432 further illustrates our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Cloud Financial is your trusted partner. Visit us at 14267 Bank St Becker Mn 55308 or call (763) 262-9888 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $121,189,428 in share certificates and $43,113,851 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $22,476,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,081 in used auto loans and $314,453,763 in total loans and leases.

Solid Financial Health

With a net worth of $27,252,381, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $737 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $34,706,929 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and helping them thrive in today's competitive market. If you're interested in any of our loan offerings or want to explore refinancing options or eligibility criteria further, please don't hesitate to contact us at 763-262-9888 or visit us at 14267 Bank St Becker Mn 55308. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right financial solutions tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,008,033 in used vehicle loans and $20,291,556 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your next vehicle straightforward and affordable.

Credit Lines

For those who need extra flexibility in managing cash flow, our credit lines totaling $105,691,466 provide an excellent solution. These lines can help cover unexpected expenses or support larger purchases without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,571,221, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,950,729 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds when you need them most without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes the guesswork out of loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that you receive fair and transparent offers without any hidden agendas.

ST. CLOUD FINANCIAL CREDIT UNION