Personal Loans in Cold Spring, MN

Looking for a personal loan in Cold Spring, MN? Compare offers from trusted credit unions and find flexible repayment plans tailored to your needs. Whether it’s debt consolidation or a special purchase, local lenders provide friendly service and competitive rates you can count on.

Take the guesswork out of borrowing by exploring multiple loan options side-by-side. In Cold Spring, MN, you have access to fast approvals and personalized support that makes financing simpler and stress-free. Start comparing today to find the best loan for your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
myconsumers
8.99 %
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
toplinecu
8.99 - 12.99 %
1 - 7 Yrs
250 - $7,500
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
rcu
9.04 - 12.8 %
2 - 5 Yrs
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
genisyscu
9.49 - 14.49 %
1 - 6 Yrs
1,000 - $50,000
ngfcu
9.49 - 17.5 %
2 Yrs
cafcu
9.99 - 13.99 %
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Topline Financial has a Personal loan1 with an APR of 8.99% , which has stayed the same over the past 7 and 30 days. The Personal line of credit2 has a 12.75% APR, also unchanged from both 7 and 30 days ago.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Royal has a Homeowner express loan with an APR of 9.04% , which has stayed the same over the past 7, 30, and 60 days. Their Personal loan has an APR of 11.85% , also unchanged from 7, 30, and 60 days ago. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan.

Genisys has a Credit builder loan with an APR of 5.74% , which has stayed the same over the past 7, 30, and 60 days. Their Personal loan rate special has a 9.49% APR, also unchanged from 7, 30, 60, and 90 days ago. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

🏦 All Local Lenders in Cold Spring, MN

Lender NameBranch AddressOffice ServicesLender Snapshot
MAGNIFI FINANCIAL CREDIT UNION
208 3RD AVE S COLD SPRING MN 56320
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,493,084,264
Deposits: $276,731,853
Net Worth: $272,083,942
Employees: 401
Members: 85,210

🏘️ All the Lenders Available in Stearns County, MN

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