Personal Loans in Cold Spring, MN

Looking for a personal loan in Cold Spring, MN? Compare offers from trusted credit unions and find flexible repayment plans tailored to your needs. Whether it’s debt consolidation or a special purchase, local lenders provide friendly service and competitive rates you can count on.

Take the guesswork out of borrowing by exploring multiple loan options side-by-side. In Cold Spring, MN, you have access to fast approvals and personalized support that makes financing simpler and stress-free. Start comparing today to find the best loan for your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
mayocreditunion
10.79 - 11.75 %
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
mmfcu
11.99 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Mid Minnesota's Personal loan has a 11.99% APR today, which is up from 11.84% thirty, sixty, and ninety days ago. The rate has not changed in the past seven days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Cold Spring, MN

Lender NameBranch AddressOffice ServicesLender Snapshot
MAGNIFI FINANCIAL CREDIT UNION
208 3RD AVE S COLD SPRING MN 56320
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,493,084,264
Deposits: $276,731,853
Net Worth: $272,083,942
Employees: 401
Members: 85,210

🏘️ All the Lenders Available in Stearns County, MN

✅MAGNIFI FINANCIAL CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅GREAT RIVER FEDERAL CREDIT UNION
✅BLAZE CREDIT UNION
✅ST CLOUD FINANCIAL CREDIT UNION
✅TRUSTONE FINANCIAL CREDIT UNION
✅CATHOLIC UNITED FINANCIAL CREDIT UNION

Compare other loan types in Cold Spring, MN

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