Mid Minnesota Credit Union | Auto Loans & 24/7 ATM Access

Mid Minnesota CU

Founded in 1970 and headquartered in Baxter, MN, Mid Minnesota Federal Credit Union is a trusted national financial institution dedicated to empowering members with comprehensive banking solutions. With over $755 million in assets and a strong net worth exceeding $66 million, Mid Minnesota serves more than 63,600 members through a network of 12 branches and a team of 172 employees led by CEO Bob Gerads.

Mid Minnesota offers a wide range of services tailored to meet diverse financial needs, including personal banking options such as checking and savings accounts, rewarding credit cards, and personal loans for debt consolidation. Members benefit from competitive auto loans and vehicle financing, mortgage loans with refinancing options, plus business banking solutions featuring merchant services and business loans. Convenient access is enhanced through robust online and mobile banking platforms, ATM services, drive-thru banking, and shared branch transactions for partner credit union members.

Committed to delivering member-focused service nationwide, Mid Minnesota Federal Credit Union combines financial strength with personalized support to help you achieve your goals—whether buying a home, managing debt, or growing your business. Discover how Mid Minnesota can be your partner in building a secure financial future at https://www.mmfcu.org/.

Introduction

Welcome to mid-minnesota, where we have proudly served our community since 1970. Headquartered in the heart of Baxter, MN, our mission is rooted in financial empowerment and dedicated service to our members, including military personnel and their families. Under the leadership of CEO Bob Gerads and Board President Greg Lange, we strive to create a welcoming environment where everyone can achieve their financial goals with confidence.

At mid-minnesota, we understand the importance of modern banking tools that cater to your needs. With services such as online banking, a user-friendly mobile application, P2P transfers, e-statements, mobile payments, and e-signature authorization, managing your finances has never been easier. Additionally, all deposits are insured by the NCUA since 1/4/1971 0:00, ensuring your assets are protected. For more information about our offerings or to get in touch with us, visit our website at https://www.mmfcu.org// or reach out via fax at (218) 822-2455. We are committed to being your trusted partner on your financial journey.

Financial Services

At Mid Minnesota Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans and mortgage refinancing, we are dedicated to providing solutions that help you manage your everyday banking with ease. Our commitment to innovation is reflected in our online banking platform and mobile application, which allow you to access your accounts anytime, anywhere. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, managing your finances has never been more convenient.

We understand that life is filled with milestones—whether it's purchasing your first car, buying a home, or growing a small business. Our range of offerings extends to credit cards with rewards, personal loans for debt consolidation, and business banking services that include merchant support and business loans. By prioritizing digital access and user-friendly tools, we empower our members to take control of their financial futures. Interested individuals can learn more about membership eligibility at . For those considering financing options, our loan comparison resources can be found at https://www.lendmesh.com/loans/personal_loans. Should you need personalized assistance or have any questions, feel free to reach out via fax at (218) 822-2455. At Mid Minnesota Federal Credit Union, we’re here to support your financial journey every step of the way.

Financial Highlights

Mid Minnesota Federal Credit Union has established itself as a trusted financial partner in the community, with a commitment to serving its members since 1970. With a robust Total Membership of 63,620, the credit union demonstrates a strong community presence and trust, indicating that many individuals rely on its services for their financial needs. The institution boasts Total Assets of 755,038,729, showcasing its financial stability and capability to support member transactions and loans effectively.

The Net Worth of 66,341,017 reflects prudent management and growth strategies that prioritize member interests while ensuring sustainability. This is further complemented by an impressive Net Income of 2,922,061, which underscores the credit union's ability to generate profit while providing valuable services. With Total Deposits reaching 79,188,286, members can feel confident that their savings are secure and earning competitive interest.

Additionally, Mid Minnesota Federal Credit Union offers a diverse range of products with Total Loans and Leases amounting to 33,612, allowing members access to personal loans, auto financing, and commercial lending. The institution also proudly maintains a workforce of 172 dedicated employees, demonstrating its commitment to service excellence and community engagement.

The Net Worth Ratio of 878 indicates strong capital adequacy, reassuring members that their credit union remains financially healthy. With a Credit Card Loan Volume of 2,739 and an Auto Loan Volume of 33,126, it caters to various borrowing needs, whether for personal use or business expansion. Furthermore, the number of Commercial Loans at 262 shows the credit union's role in supporting local businesses.

Importantly, Mid Minnesota Federal Credit Union operates with transparency and integrity, contributing positively to the local economy without relying on Total Borrowings of any kind, which speaks volumes about its operational resilience. These performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

For those seeking the best loan options tailored to their needs, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and take the next step towards achieving your financial goals with confidence.

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