Mid Minnesota Credit Union Brainerd MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mid Minnesota Federal Credit Union, your trusted financial partner located at 200 S 6th St, Brainerd, MN 56401. Since our establishment in 1970, we have been dedicated to serving our community with a commitment to personal service and financial wellness. With over 63,620 members and total assets reaching an impressive $755,038,729, we pride ourselves on being a cornerstone of financial support for families and businesses in the area. At Mid Minnesota FCU, we understand that every member has unique financial needs. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgages. Whether you're looking to finance a new car or save for your future, our experienced team is here to help you every step of the way. Our leadership team, including CEO Bob Gerads and Board President Greg Lange, is deeply invested in the well-being of our members. Together with our dedicated staff of 172 employees, we strive to create a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our branch in Brainerd, official correspondence should be sent to 13283 Isle Dr, Baxter, MN 56425-8554. We invite you to explore our services further by visiting our website at www.mmfcu.org or calling us directly at 218-829-0371. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Our Journey

Located at 200 S 6Th St, Brainerd, MN 56401, our branch has always been more than just a place for banking; it's a hub for community engagement and support. Over the years, we've embraced innovation while staying true to our mission of providing accessible financial solutions. From offering personal loans and auto financing to business banking services, we strive to meet the diverse needs of our members. Our commitment to service is evident not only in the range of products we offer but also in how we deliver them. We provide essential services like online and mobile banking, ensuring that our members can manage their finances conveniently. Additionally, our ATM availability and drive-thru service enhance accessibility for everyone in the community.

Our Mission

At Mid Minnesota Federal Credit Union, our mission is clear: we are dedicated to empowering our members through reliable financial services while fostering strong community ties. We believe that when our members succeed financially, the entire community thrives. That's why we actively engage in local outreach programs and partnerships aimed at improving the quality of life in Brainerd and surrounding areas. As we continue to grow and adapt to changing times, we remain committed to ADA compliance and customer-centric initiatives that ensure all members feel valued and included. Whether you visit us in person or connect with us online through platforms like mobile payments and e-statements, your experience matters deeply to us. While members can visit us at 200 S 6Th St Brainerd Mn 56401, official correspondence should be sent to 13283 Isle Dr, Baxter, MN 56425-8554. We invite you to join us on this journey! Explore the benefits of becoming a member of Mid Minnesota Federal Credit Union today. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to call us at (218) 829-0371 or visit our website at Mid Minnesota Federal Credit Union.

Branch Location & Accessibility

Conveniently Located

Nestled near local favorites, our branch is just a stone's throw away from the bustling downtown area, making it simple for you to stop by while running errands or enjoying a day out. We understand how important convenience is for our members, which is why we offer ample parking options and ADA-compliant access points to ensure everyone can visit us with ease.

Get in Touch!

Have questions or want to learn more about what we offer? Don't hesitate to reach out! You can give us a call at (218) 829-0371. We look forward to welcoming you at our Brainerd branch soon! Remember, while members can visit us at 200 S 6Th St Brainerd Mn 56401, official correspondence should be sent to 13283 Isle Dr, Baxter, MN 56425-8554 if necessary. We can't wait to help you achieve your financial goals!

Operating Hours Tailored to You

We know that life can get busy, so we've made it easy for you to bank on your schedule. Our lobby hours run from 8:30 AM to 5:00 PM, Monday through Friday. If you're on the go, take advantage of our drive-thru services available from 7:30 AM to 5:30 PM. We're committed to providing flexibility that fits your lifestyle!

Services That Meet Your Needs

At Mid Minnesota Federal Credit Union, we offer a wide range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash quickly? Our ATM is available for your convenience, ensuring that you can access your funds whenever you need them. Additionally, if you're a member of a partner credit union, don't forget about our shared services feature that allows you to make basic transactions seamlessly.

Member Eligibility

Becoming a member of Mid Minnesota is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Brainerd area, you're already on your way to enjoying all the benefits we offer! At Mid Minnesota, we believe everyone deserves access to friendly service and great financial products, whether it's checking accounts, loans, or credit cards. You can easily find out more about our eligibility criteria by visiting this link. Plus, if you're ready to open an account, getting started is simple just check out our account opening details here. If you have any questions or need assistance, feel free to reach us at (218) 829-0371. We're here to help you every step of the way as you take this exciting step towards becoming part of our community at Mid Minnesota, located at 200 S 6Th St Brainerd Mn 56401. Join us today and experience the difference!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,026,967, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify transactions and enhance your operations. Imagine processing payments quickly and securely, allowing you to focus on what matters most growing your business. Our services include easy payment solutions that cater to both online and in-store customers, ensuring a seamless experience for everyone involved. Located at 200 S 6Th St Brainerd Mn 56401 in Brainerd, MN, our dedicated team is ready to help you navigate your business banking needs. Reach out today at (218) 829-0371 and discover how we can partner for success!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Mid Minnesota provides robust business banking solutions. From merchant services that streamline your transactions to business loans that fuel your growth, we are committed to helping local businesses thrive.

Cash Access Made Easy

When it comes to accessing cash, our ATM services ensure that you have 24/7 access for withdrawals and balance checks. And if you're nearby, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking features so you can manage your accounts anytime, anywhere. With just a few taps on your phone or clicks on your computer, you can pay bills, transfer funds, and check balances all from the comfort of your home.

Loans and Credit Options

Need extra funds for unexpected expenses? Our personal loans and debt consolidation services allow you to tackle those challenges head-on. Plus, with our credit cards featuring rewards programs, you can earn while you spend making every purchase work harder for you.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you keep your finances organized and accessible. If you're dreaming of a new car, our auto loans and vehicle financing options can get you behind the wheel without breaking the bank. Additionally, for those considering home ownership or looking to refinance their current mortgage, we have tailored mortgage loans that fit your unique situation.

Shared Branching Opportunities

If you're traveling or simply away from home, our shared branch transactions allow members of partner credit unions to perform basic deposits and withdrawals at participating locations keeping your funds accessible no matter where life takes you. At Mid Minnesota, we believe in building lasting relationships with our members through personalized service and comprehensive financial solutions. Our dedicated team is always ready to assist you in reaching your financial goals. Ready to explore how we can help? Contact us at (218) 829-0371 or visit us at 200 S 6Th St Brainerd Mn 56401. We look forward to serving you!

Digital & Online Banking

Essential Features for Your Convenience

We know that life can get busy, which is why we've packed our online banking with features designed to make managing your finances easier. You can enjoy electronic statements for quick access to your account details without the clutter of paper. And if you ever need to sign documents quickly, our electronic signature authorization lets you do that in just moments. For those who love making payments directly from their phones, our mobile payments feature is just what you need. Plus, with our user-friendly mobile application, available for both iOS and Android devices, everything you need is literally at your fingertips.

Online Banking Made Simple

With our robust online banking platform, available at https://www.mmfcu.org//, you can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Our 24/7 online banking services mean you're never more than a few clicks away from managing your money effectively.

Security You Can Trust

At Mid Minnesota, security is our top priority. We utilize advanced technology to protect your personal information so that you can bank with confidence. Our user-friendly interface ensures that even if you're not tech-savvy, navigating through our online services will feel natural. In short, our digital and online banking services are designed to provide accessibility and ease-of-use while keeping your finances secure. Embrace the future of banking with us today!

Transfer Money Effortlessly

Need to send money to a friend? With our person-to-person transfers, sending cash has never been simpler. Whether it's splitting a bill or sending a gift, you'll have peace of mind knowing it can be done quickly and securely.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 121,489, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments amounting to $5,874,579, we are well-positioned to meet the diverse needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Minnesota is your trusted partner. Visit us at 200 S 6Th St Brainerd Mn 56401 or call (218) 829-0371 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $59,916,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $16,563 in used auto loans and $605,612,569 in total loans and leases.

Member Savings

Members' savings are secured through $209,716,723 in share certificates and $36,946,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,922,061 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $66,341,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We invite you to explore our refinancing options as well. If you're interested in adjusting your existing loans for better rates or terms, we're here to help you navigate those choices. At Mid Minnesota, our goal is to empower you with the financial resources necessary for success. To learn more about our loan offerings or discuss eligibility options, please feel free to reach out at (218) 829-0371 or visit us at our branch located at 200 S 6Th St Brainerd Mn 56401 in Brainerd, MN. For performance insights and financial data related to our services, we reference the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's take it together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $255,596,980 in used vehicle loans and $91,993,699 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to finance the vehicle you need.

Business Financing

For those looking to expand or start a business, our outstanding commercial loans totaling $39,026,967 provide the capital needed to grow. We understand the unique challenges business owners face and are committed to offering tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,443,682, make buying or refinancing simple. We are here to guide you through the process, ensuring you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $11,452,566 in loans helping members manage their finances effectively. These cards come with rewards and no hidden fees, making them an excellent choice for daily spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is regularly updated to reflect current market conditions, giving you confidence in the accuracy of your loan choices.

Mid Minnesota